1514 20th St, Charleston, IL 61920 Property Records

Coles County property record for 1514 20th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1958
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Apr 2017)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07736-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07736-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	91 ft deep x 134 ft wide
Garage Type	Detached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1514 20TH ST
City	CHARLESTON
State	IL
Zip	61920-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILLESPIE & COURTNEYS PINE COURT LOT 6 SE 1/4 SEC 14 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	14
Legal Subdivision	GILLESPIE & COURTNEYS PINE COURT
Legal Lot Number	6
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2035
Census Tract	701

Owner

Source: Coles County records · APN 02-2-07736-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1514 20TH ST, CHARLESTON, IL 61920-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	2017769868
Record Updated	Sep 20, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Apr 26, 2017
Property Address	1514 20TH ST, CHARLESTON, IL 61920-3615
Document Number	201700769868
Instrument Date	Apr 24, 2017
Instrument	201700769868
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 20TH ST, CHARLESTON, IL 61920-3615

Mortgage

Document Number	201700769869
Date	Apr 26, 2017
Instrument	201700769869

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (+4.67%)	$37,402 (+20.67%) Land $4,417 Building $32,985	$112,206 (+20.67%) Land $13,251 Building $98,955
2023		$30,995 Land $3,660 Building $27,335	$92,985 Land $10,980 Building $82,005
2020	$2,184.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 225 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLESTON serves 17,286 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.