15134 Hickory St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15134 Hickory St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,630 sqft · built 1983
Lot Size	13.6 acres (594,158 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Dec 2022)
Tax Bill	$7,269 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-01-300-022`

Property Details

APN / Parcel Number

Primary APN	`70-03-01-300-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,630 sqft Living Area
1st Floor Area	1,075 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	594,158 sqft (13.6 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15134 HICKORY ST
City	SPRING LAKE
State	MI
Zip	49456-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF W 1/2 OF SW 1/4 COM ON E & W 1/4 LI S 89D05M E 2422 FT FR W 1/4 COR, TH S 89D05M E 33 FT, TH S 250 FT, TH S 89D05M E
Legal Range	16W
Legal Township	08N
Legal Section	01
Legal Block	300
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1011
Census Tract	20503

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2008	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Dec 22, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Mar 2, 2007	Warranty Deed, Construction Loan · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Mar 2, 2007 · Amount on Record
Deed Document Number	202243195
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20170003171
Date	Jan 26, 2017
Instrument	2017-0003171

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20200015039
Date	Apr 20, 2020
Instrument	2020-0015039

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124

Mortgage

Document Number	20260001875
Date	Jan 21, 2026
Instrument	2026-0001875

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005629/782
Date	Apr 3, 2008
Book Page	5629/782

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 22, 2022
Property Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Document Number	20220043195
Instrument Date	Dec 21, 2022
Instrument	2022-0043195
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124

Mortgage

Document Number	20220043196
Date	Dec 22, 2022
Instrument	2022-0043196

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2007: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 2, 2007
Property Address	15134 HICKORY ST, SPRING LAKE, MI 49456-1124
Document Number	005377/425
Book / Page	5377 / 425
Instrument Date	Nov 21, 2006
Transaction Type	Construction Loan
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	379 CHIPPEWA DR, HOLLAND, MI 49424-7601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 CROCKERY SHORES RD, CASNOVIA, MI 49318-9520
Investor	Possibly a Property Investor

Mortgage

Document Number	0005377427
Date	Mar 2, 2007
Instrument	5377/427

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	12.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,100 (-0.96%)	$476,200 (-0.96%)
2025	$7,269.00 (+76.09%)
2023		$240,400	$480,800
2022	$4,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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