15132 Rocky Bluff Loop, Davidson, NC 28036 Property Records

Mecklenburg County property record for 15132 Rocky Bluff Loop, Davidson, NC 28036 · Last verified May 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,611 sqft · built 2023
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$598,000 (Jun 2023)
Tax Bill$3,682 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-251-61

Property Details

APN / Parcel Number

Primary APN007-251-61

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,611 sqft Living Area
Gross Area3,084 sqft
1st Floor Area1,235 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialOther
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area473 sqft

Location & Zoning

Street Address15132 ROCKY BLUFF LOOP
CityDAVIDSON
StateNC
Zip28036-8025
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL24 M68-965
Legal SubdivisionSUMMIT AT RIVER RUN PHASE 1
Legal Lot Number24
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2008
Census Tract6404

Owner

Source: Mecklenburg County records · APN 007-251-61

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address82 BRIDLEWOOD PL NE, CONCORD, NC 28025-9535
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Special Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
May 18, 2022Intrafamily Transfer, Transfer · Construction Mortgage
BANK OF THE OZARKS
Oct 01, 2021Special Warranty Deed, Construction Loan · Construction Mortgage
KEITH GARGUS AND WGTT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleOct 01, 2021 · Amount on Record
Deed Document Number202361705
Deed Book / Page38221 / 460
Record UpdatedJun 08, 2026

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 29, 2023
Property Address15132 ROCKY BLUFF LOOP, DAVIDSON, NC 28036-8025
Document Number0000061705
Book / Page38221 / 460
Map ReferenceMB 68 PG 965
Instrument DateJun 23, 2023
Instrument2023061705
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,196.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7380 MCGINNIS FERRY RD, SUWANEE, GA 30024-1247

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 BRIDLEWOOD PL NE, CONCORD, NC 28025-9535

Mortgage

Document Number0000061706
DateJun 29, 2023
Instrument2023061706
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.2%
Type Change DateJul 01, 2028
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change7.2%
Index5-Year TN
Margin2
Max Rate11.2%

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 18, 2022
Property Address15132 ROCKY BLUFF LOOP, DAVIDSON, NC 28036-8025
Document Number0000076114
Book / Page37351 / 489
Map ReferenceMB 68 PG 965
Instrument DateMay 17, 2022
Instrument2022076114
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7380 MCGINNIS FERRY RD, SUWANEE, GA 30024-1247

Mortgage

Document Number0000076115
DateMay 18, 2022
Instrument2022076115
Lender
NameBANK OF THE OZARKS
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 01, 2021
Property Address15132 ROCKY BLUFF LOOP, DAVIDSON, NC 28036-8025
Document Number0000189224
Book / Page36602 / 275
Map ReferenceMB 68 PG 965
Instrument DateSep 28, 2021
Instrument2021189224
Transaction TypeConstruction Loan
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$986.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2040 COLUMBIA PIKE, ARLINGTON, VA 22204-6236

Transferred To (Grantee/Buyer)

NameVerified Name
Address7380 MCGINNIS FERRY RD, SUWANEE, GA 30024-1247

Mortgage

Document Number0000189225
DateOct 01, 2021
Instrument2021189225
Lender
NameKEITH GARGUS AND WGTT LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$485,000 (+259.26%) Land $135,000 Building $350,000$485,000 (+259.26%) Land $135,000 Building $350,000
2024$3,682.00 (+189.69%)
2023$1,271.00$135,000 Land $135,000$135,000 Land $135,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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