1513 W Elm Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 1513 W Elm Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1986
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2024)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-30-05-005`

Property Details

APN / Parcel Number

Primary APN	`140-30-05-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,454 sqft (0.239 acres)
Patio Area	305 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1513 W ELM RD
City	RADCLIFF
State	KY
Zip	40160-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VILLAGE LT 05 #1
Legal Subdivision	SPRING VILLAGE
Legal Lot Number	5
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2017
Census Tract	300

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1513 W ELM RD, RADCLIFF, KY 40160-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
May 1, 2024	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jul 5, 2006 · Amount on Record
Deed Document Number	0001567825
Deed Book / Page	1567 / 825
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1513 W ELM RD, RADCLIFF, KY 40160-1925
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 W ELM RD, RADCLIFF, KY 40160-1925
Investor	Possibly a Property Investor

Mortgage

Document Number	0002590/38
Date	Nov 19, 2025
Book Page	2590/38

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 1, 2024
Property Address	1513 W ELM RD, RADCLIFF, KY 40160-1925
Document Number	001567/825
Book / Page	1567 / 825
Map Reference	CAB 1 SH 646
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1460 KINGSWOOD WAY, RADCLIFF, KY 40160-9513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 W ELM RD, RADCLIFF, KY 40160-1925
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025181
Date	May 1, 2024
Instrument	2518/1

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00 (+308.67%)	$185,000 (+126.72%) Land $20,000 Building $165,000	$185,000 (+126.72%) Land $20,000 Building $165,000
2023		$81,600 (-) Land $13,200 Building $68,400	$81,600 (-) Land $13,200 Building $68,400
2022		$81,600 Land $13,200 Building $68,400	$81,600 Land $13,200 Building $68,400
2021	$427.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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