1513 Torrence Dr, Springfield, OH 45503 Property Records

Clark County property record for 1513 Torrence Dr, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,175 sqft · built 1955
Lot Size	0.19 acres (8,281 sqft)
Owner	Individual Name on Record
Last Sale	$121,500 (Oct 2018)
Tax Bill	$2,011 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-404-019`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-404-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,281 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	320 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1513 TORRENCE DR
City	SPRINGFIELD
State	OH
Zip	45503-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ORCHARD SUBD 3; 246
Legal Subdivision	HOME ORCHARD SUBD
Legal Block	404
Legal Lot Number	246
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2014
Census Tract	2403

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage T2 FINANCIAL LLC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit HONDA FCU
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage HONDA FCU
Oct 3, 2018	Survivorship Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	3703
Deed Book / Page	2149 / 3735
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437

Mortgage

Document Number	0000013178
Date	Oct 9, 2025
Book Page	2258/4841
Instrument	202500013178

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013553
Date	Aug 4, 2021
Book Page	2195/2745
Instrument	202100013553

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006333
Date	May 14, 2018
Book Page	2143/5232
Instrument	201800006333

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	LAND AND MORTGAGE TITLE AGEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005911
Date	May 4, 2018
Book Page	2143/3247
Instrument	201800005911

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Oct 3, 2018
Property Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437
Document Number	0000013438
Book / Page	2149 / 3735
Map Reference	MB 10 PG 28
Instrument Date	Sep 28, 2018
Instrument	201800013438
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1513 TORRENCE DR, SPRINGFIELD, OH 45503-2437

Mortgage

Document Number	0000013439
Date	Oct 3, 2018
Instrument	201800013439

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Mortgage

Document Number	0000013440
Date	Oct 3, 2018
Book Page	2149/3753
Instrument	201800013440

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,330 (+26.27%) Land $9,170 Building $42,160	$146,660 (+26.27%) Land $26,210 Building $120,450
2024	$2,011.00 (+0.2%)
2023		$40,650 Land $8,450 Building $32,200
2022	$2,007.00		$116,150 Land $24,150 Building $92,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

Nearby Properties on Torrence Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures