1513 Summit Ave, Ames, IA 50010 Property Records

Story County property record for 1513 Summit Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 881 sqft · built 1973
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-450-060`

Property Details

APN / Parcel Number

Primary APN	`05-34-450-060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
1st Floor Area	881 sqft
Basement Area	881 sqft
Finished Basement	542 sqft
Unfinished Basement	449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1513 SUMMIT AVE
City	AMES
State	IA
Zip	50010-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWOOD 2ND ADD BLOCK:3 LOT:7 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	RIDGEWOOD 2ND ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	800 N 500TH AVE, AMES, IA 50014-9207
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANKERS TRUST CO
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Mar 4, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 13, 2020
Transfer Doc	0202001876
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1513 SUMMIT AVE, AMES, IA 50010-5227
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202005797
Date	Jun 3, 2020
Instrument	2020-05797

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2040

Interest

Rate Type	Fixed Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1513 SUMMIT AVE, AMES, IA 50010-5227
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202307211
Date	Oct 11, 2023
Instrument	2023-07211

Lender

Name	NORTHWEST BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Mar 4, 2020
Property Address	1513 SUMMIT AVE, AMES, IA 50010-5227
Document Number	0202001876
Instrument Date	Feb 13, 2020
Instrument	2020-01876
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+7.99%)	$190,600 (+13.86%) Land $32,500 Building $158,100	$190,600 (+13.86%) Land $32,500 Building $158,100
2024	$2,428.00 (+7.43%)
2023		$167,400 Land $33,600 Building $133,800	$167,400 Land $33,600 Building $133,800
2022	$2,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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