1513 Sterling St, Sacramento, CA 95822 Property Records

Sacramento County property record for 1513 Sterling St, Sacramento, CA 95822

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,248 sqft · built 1985
Lot Size	0.12 acres (5,227 sqft)
Owner	Trust Name on File
Last Sale	$306,000 (Jan 2018)
Tax Bill	$6,387 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`035-0023-015-0000`

Property Details

APN / Parcel Number

Primary APN	`035-0023-015-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	279 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1513 STERLING ST
City	SACRAMENTO
State	CA
Zip	95822-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-EA-4
Legal Description	FREEPORT MANOR 01, LOT 79
Legal Subdivision	FREEPORT MANOR 01
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	3400

Owner

1513 Sterling St is held in a trust since January 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	9567 SETINA LN, SACRAMENTO, CA 95827-3909
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Feb 17, 2017	Grant Deed, Construction Loan · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on File
Deed Sale	Jan 11, 2018 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Book / Page	20180111 / 920
Prior Transfer Date	Aug 14, 1996
Prior Transfer Doc	9608000593
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1513 STERLING ST, SACRAMENTO, CA 95822-3453
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9567 SETINA LN, SACRAMENTO, CA 95827-3909

Mortgage

Document Number	0000000053
Date	Sep 20, 2021
Instrument	2021092000053

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1513 STERLING ST, SACRAMENTO, CA 95822-3453
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9567 SETINA LN, SACRAMENTO, CA 95827-3909

Mortgage

Document Number	2021092000053
Date	Sep 20, 2021
Instrument	2021092000053

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2018
Property Address	1513 STERLING ST, SACRAMENTO, CA 95822-3453
Document Number	1801110920
Instrument Date	Dec 28, 2017
Instrument	1801110920
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9567 SETINA LN SACRAMENTO CA 958273909, SACRAMENTO, CA 95827-3909

Mortgage

Document Number	1801110921
Date	Jan 11, 2018
Instrument	1801110921

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 17, 2017
Property Address	1513 STERLING ST, SACRAMENTO, CA 95822-3453
Document Number	0000000978
Book / Page	17021 / 000978
Instrument Date	Feb 10, 2017
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5480 64TH ST SACRAMENTO CA 958205820, SACRAMENTO, CA 95820-5820

Mortgage

Document Number	979
Date	Feb 17, 2017
Book Page	170217/000979

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	PETALUMA, CA 94954

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Sterling St was $6,387, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,133 (+2%) Land $69,632 Building $285,501
2025	$6,387.00 (+0.93%)	$348,170 Land $68,267 Building $279,903
2024	$6,328.00 (+1.7%)
2023	$6,222.00 (+1.06%)	$334,652 Land $65,617 Building $269,035
2022	$6,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1513 Sterling St in Zone X, where a levee reduces flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	14 (1995–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1513 Sterling St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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