San Diego County property record for 1513 Spring Creek Ln, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1986 |
| Lot Size | 0.153 acres (6,672 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Aug 2015) |
| Tax Bill | $5,856 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-500-04-00 |
| Primary APN | 157-500-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 6,672 sqft (0.153 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1513 SPRING CREEK LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A-SP-EQ |
| Legal Description | LOT 4 TR 009427 |
| Legal Subdivision | SPRING CREEK |
| Legal Tract | 009427 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 19303 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 20, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2015 · Amount on Record |
| Deed Sale | Aug 20, 2015 · Amount on Record |
| Prior Sale | Mar 29, 2013 · Amount on Record |
| Deed Document Number | 2015442493 |
| Prior Transfer Date | Mar 19, 2012 |
| Prior Transfer Doc | 0000170133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Document Number | 0000113795 |
| Instrument Date | Feb 16, 2026 |
| Instrument | 2026113795 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Document Number | 0000113795, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026113795 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.06% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Document Number | 0000349123 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023-0349123 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Document Number | 0000658667 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-0658667 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 1513 SPRING CREEK LN, OCEANSIDE, CA 92057-5627 |
| Document Number | 0000628517 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0628517 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $531,277 (+2%) Land $309,757 Building $221,520 | |
| 2025 | $5,856.00 (+6.05%) Homeowner's exemption | $520,861 (+4.04%) Land $303,684 Building $217,177 |
| 2024 | $5,522.00 (+2.49%) | |
| 2023 | $5,388.00 (+0.28%) Homeowner's exemption | $500,638 Land $291,893 Building $208,745 |
| 2022 | $5,373.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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