1513 Rte 32, Saugerties, NY 12477 Property Records

Ulster County and Ulster Town property record for 1513 Rte 32, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1954
Lot Size	0.924 acres (40,250 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2020)
Tax Bill	$4,197 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`515400 39.12-3-7`

Property Details

APN / Parcel Number

Primary APN	`515400 39.12-3-7`
Alternative APN	`121810.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	40,250 sqft (0.924 acres)
Lot Dimensions	322 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	121810.000
Street Address	1513 ROUTE 32
City	SAUGERTIES
State	NY
Zip	12477-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	1
Census Block	1010
Census Tract	951300

Owner

1513 Rte 32 is owned and occupied by two individuals who bought it in January 2020.

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 ROUTE 32, SAUGERTIES, NY 12477-4505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage HUDSON VALLEY FEDERAL
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	May 22, 1996 · Amount on File
Deed Document Number	202020-522
Deed Book / Page	6545 / 73
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0000011638
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	1513 ROUTE 32, SAUGERTIES, NY 12477-4505
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002607
Date	Mar 5, 2026
Book Page	13700/1
Instrument	2026-2607

Lender

Name	HUDSON VALLEY FEDERAL

Agreement

Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	1513 ROUTE 32, SAUGERTIES, NY 12477-4505
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001024
Date	Jan 26, 2023
Book Page	13026/219
Instrument	2023-1024

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	1513 ROUTE 32, SAUGERTIES, NY 12477-4505
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014911
Date	Aug 30, 2022
Book Page	12924/97
Instrument	2022-14911

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	1513 ROUTE 32, SAUGERTIES, NY 12477-4505
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000522
Date	Jan 10, 2020
Book Page	6545/73
Instrument	2020-522

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Rte 32 was $4,197.

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,197.00	$87,500 Land $26,600 Building $60,900	$213,415 Land $64,878 Building $148,537
2023		$87,500 (-) Land $26,600 Building $60,900	$175,000 (+1%) Land $53,200 Building $121,800
2022		$87,500 Land $26,600 Building $60,900	$159,091 Land $48,364 Building $110,727
2021	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Rte 32 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Rte 32 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Archtop Fiber.

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