1513 Rosedale Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1513 Rosedale Dr, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,000 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2019)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T000300416`

Property Details

APN / Parcel Number

Primary APN	`T000300416`
Alternative APN	`2-0042-8267-00-079B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	3,066 sqft
1st Floor Area	1,302 sqft
Basement Area	1,284 sqft
Finished Basement	698 sqft
Unfinished Basement	586 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300416
Street Address	1513 ROSEDALE DR
City	O FALLON
State	MO
Zip	63366-1154
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT HIGHGROVE #1 UNIT 79B
Legal Subdivision	VILLAS AT HIGHGROVE #1
Legal Lot Number	79B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3015
Census Tract	311801

Owner

1513 Rosedale Dr, a condominium, is owned and occupied by two individuals who acquired it in August 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Intrafamily Transfer, Transfer
Aug 23, 2023	Beneficiary Deed, Transfer
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 15, 2019	Affidavit of Death, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	2019116260
Deed Book / Page	7047 / 483
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000034195
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2023
Property Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154
Document Number	0000034195
Map Reference	MB 36 PG 104
Instrument Date	Aug 21, 2023
Instrument	2023R-034195
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ROSEDALE DR, COTTLEVILLE, MO 63366-1154

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2023
Property Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154
Document Number	0000034196
Map Reference	MB 36 PG 104
Instrument Date	Aug 21, 2023
Instrument	2023R-034196
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ROSEDALE DR 79B, 79B, O FALLON, MO 63366-1154

Mortgage

Document Number	2021R015913
Date	Feb 23, 2021
Instrument	2021R-015913

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2019
Property Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154
Document Number	0070470483
Book / Page	7047 / 0483
Map Reference	MB 36 PG 104
Instrument Date	Mar 14, 2019
Instrument	20190315000116260
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STELLAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13234 180TH AVE NW, 13234, ELK RIVER, MN 55330-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ROSEDALE DR # 79B, 79B, O FALLON, MO 63366-1154

Mortgage

Document Number	20190315000116270
Date	Mar 15, 2019
Instrument	20190315000116270

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2019
Property Address	1513 ROSEDALE DR, O FALLON, MO 63366-1154
Document Number	0070470481
Book / Page	007047 / 000481
Instrument Date	Mar 8, 2019
Instrument	116250
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ROSEDALE DR #79B O FALLON MO 633661154, 79B, O FALLON, MO 63366-1154

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Rosedale Dr was $3,269, up 1.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,768 (-)	$267,201 (-) Building $267,201
2025	$3,269.00 (+1.55%)	$50,768	$267,201 Building $267,201
2024	$3,219.00
2023		$48,555
2022			$255,551 Building $255,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1513 Rosedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Rosedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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