1513 Rayford Rd, Henderson, TX 75654 Property Records

Rusk County property record for 1513 Rayford Rd, Henderson, TX 75654

Property Summary

Property TypeSingle Family Home
Details1,230 sqft · built 1969
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on File
Last Sale$151,500 (Feb 2019)
Tax Bill$4,018 (2026)
Deeds & MortgagesMay 2022 Mortgage
Jul 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02670-01110-00000-000000

Property Details

APN / Parcel Number

Primary APN02670-01110-00000-000000
Alternative APN
  • 4433

Interior

Stories1 Story
Building Area1,230 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area825 sqft
PorchPorch
Porch Area24 sqft

Location & Zoning

Account Number02670-01110-00000-000000
Street Address1513 RAYFORD RD
CityHENDERSON
StateTX
Zip75654-4601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 BLK 997 LESS EAST 15 FT SHAWNEE VLG #3
Legal SubdivisionSHAWNEE VILLAGE
Legal Block997
Legal Lot Number10
JurisdictionRUSK TX
Township / Civil DivisionHENDERSON
Census Block Group4
Census Block4015
Census Tract950900

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1513 RAYFORD RD, HENDERSON, TX 75654-4601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · USDA Mortgage
USDA
Jul 14, 2020Gift Deed, Transfer
Feb 8, 2019Vendor's Lien, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2019 · Amount on File
Deed SaleFeb 8, 2019 · Amount on File
Prior SaleOct 21, 2011 · Amount on File
Deed Document Number2019195755
Deed Book / Page3622 / 644
Last Transfer DateJul 7, 2020
Transfer Doc3712/651
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK TX
Property Address1513 RAYFORD RD, HENDERSON, TX 75654-4601
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1513 RAYFORD RD, HENDERSON, TX 75654-4601

Mortgage

Document Number003850/669
DateMay 4, 2022
Book Page3850/669
Instrument230968
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term479 Months
DueApr 1, 2062

July 2020: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionRUSK TX
Recording DateJul 14, 2020
Property Address1513 RAYFORD RD, HENDERSON, TX 75654-4601
Document Number3712/651
Book / Page3712 / 651
Map ReferenceVOL 1002 PG 710
Instrument DateJul 7, 2020
Instrument210373
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1513 RAYFORD RD, HENDERSON, TX 75654-4601

February 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRUSK TX
Recording DateFeb 8, 2019
Property Address1513 RAYFORD RD, HENDERSON, TX 75654-4601
Document Number3622/644
Book / Page3622 / 644
Map ReferenceVOL 871 PG 660
Instrument DateFeb 6, 2019
Instrument195755
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1513 RAYFORD RD, HENDERSON, TX 75654-4601

Mortgage

Document Number195756
DateFeb 8, 2019
Instrument195756
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHenderson City
CountyRusk County
Unified School DistrictHenderson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,018.00 (+104.06%) Homeowner's exemption$211,400 (-0.01%) Land $25,000 Building $186,400$211,400 (-0.01%) Land $25,000 Building $186,400
2025$1,969.00 (-14.43%) Homeowner's exemption$211,430 (+18.63%) Land $25,000 Building $186,430$211,430 (+18.63%) Land $25,000 Building $186,430
2023$178,220 Land $12,000 Building $166,220$178,220 Land $12,000 Building $166,220
2022$2,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSON
serves 14,666 people · EPA ID TX2010001
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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