1513 Pine Valley Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 1513 Pine Valley Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,584 sqft
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334-02-0B-005-SBT`

Property Details

APN / Parcel Number

Primary APN	`334-02-0B-005-SBT`
Alternative APN	`4324`

Interior

Stories	1 Story
Building Area	1,584 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	20,038 sqft (0.46 acres)
Porch	Porch
Porch Area	132 sqft
Deck Area	144 sqft

Location & Zoning

Account Number	4324
Street Address	1513 PINE VALLEY DR
City	ELGIN
State	SC
Zip	29045-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	PINE VALLEY SUBDIV SOUTH BLOCK B LOT 5
Legal Subdivision	PINE VALLEY SUBDIV
Legal Block	B
Legal Lot Number	5
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1024
Census Tract	970909

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1513 PINE VALLEY DR, ELGIN, SC 29045-8935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024
Deed Sale	Oct 2, 2024
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	20248318
Deed Book / Page	5224 / 95
Prior Transfer Date	Sep 25, 2024
Prior Transfer Doc	0020248318
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 24, 2023
Property Address	1513 PINE VALLEY DR, ELGIN, SC 29045-8935
Document Number	202300000665
Book / Page	4885 / 148
Map Reference	MB 38 PG 1209
Instrument Date	Jan 20, 2023
Instrument	202300000665
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1513 PINE VALLEY DR, ELGIN, SC 29045-8935

Mortgage

Document Number	202300000667
Date	Jan 24, 2023
Book Page	4885/153
Instrument	202300000667

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (+386.76%)	$225,000 (-) Land $25,000 Building $200,000	$225,000 (-)
2023	$899.00 (+2.28%)	$225,000 (+70.2%) Land $25,000 Building $200,000	$225,000 (+70.2%)
2022	$879.00	$132,200 Land $25,000 Building $107,200	$132,200 Land $25,000 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20