1513 Ormsby Rd, Central City, NE 68826 Property Records

Merrick County property record for 1513 Ormsby Rd, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,218 sqft · built 1910
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2024)
Tax Bill	$15 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0001803.00`

Property Details

APN / Parcel Number

Primary APN	`0001803.00`
Alternative APN	`3007-04-0-10350-000-1803`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	153 sqft
Unfinished Basement	153 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Mixed
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1513 ORMSBY RD
City	CENTRAL CITY
State	NE
Zip	68826-8097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05-AGRICUL
Legal Description	MILLARD SUB LOTS 6-7 BLK 23 LESS SO. 7' OF LOT 7 BLK 23 32-4LT CCFD
Legal Range	06
Legal Township	13
Legal Section	04
Legal Subdivision	MILLARD SUB
Legal Block	23
Legal Lot Number	6-7
Jurisdiction	MERRICK NE
Township / Civil Division	LONE TREE
Census Block Group	2
Census Block	2019
Census Tract	966800

Owner

1513 Ormsby Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Merrick County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 ORMSBY RD, CENTRAL CITY, NE 68826-8097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jun 22, 2021	Warranty Deed, Transfer · Commercial Mortgage COGENT BANK
Jan 31, 2019	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Document Number	20241565
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1513 ORMSBY RD, CENTRAL CITY, NE 68826-8097
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 ORMSBY RD, CENTRAL CITY, NE 68826-8097

Mortgage

Document Number	0202201143
Date	Aug 9, 2022
Instrument	2022-01143

Lender

Name	COGENT BANK
Type	Bank
Address	CENTRAL CITY, NE 68826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Jun 22, 2021
Property Address	1513 ORMSBY RD, CENTRAL CITY, NE 68826-8097
Document Number	202101101
Instrument Date	Jun 18, 2021
Instrument	2021-01101
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202101102
Date	Jun 22, 2021
Instrument	2021-01102

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Jan 31, 2019
Property Address	1513 ORMSBY RD, CENTRAL CITY, NE 68826-8097
Document Number	000A47/217
Book / Page	A47 / 217
Instrument Date	Jan 29, 2019
Instrument	2019-00157
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Ormsby Rd was $15 with a homeowner's exemption.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Lone Tree Township
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,285 (+15.47%) Land $29,070 Building $181,215	$210,285 (+15.47%) Land $29,070 Building $181,215
2025	$15.00 Homeowner's exemption	$182,120 Land $29,070 Building $153,050	$182,120 Land $29,070 Building $153,050
2023	$1,513.00	$132,300 Land $17,670 Building $114,630	$132,300 Land $17,670 Building $114,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Ormsby Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Ormsby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Hamilton.net.

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