1513 Locust St, Jackson, MI 49203 Property Records

Jackson County property record for 1513 Locust St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1910
Lot Size	0.398 acres (17,337 sqft)
Owner	Individual Name on File
Last Sale	$49,900 (Apr 2020)
Tax Bill	$943 (2025)
Deeds & Mortgages	Apr 2020 Sale Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6-170600000`

Property Details

APN / Parcel Number

Primary APN	`6-170600000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	261 ft deep x 66.4 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1513 LOCUST ST
City	JACKSON
State	MI
Zip	49203-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 78 ASSESSOR'S LOCUST PLAT
Legal Subdivision	ASSRS LOCUST
Legal Lot Number	78
Legal Unit	78
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2046
Census Tract	1200

Owner

1513 Locust St is owned and occupied by an individual who bought it in April 2020.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1513 LOCUST ST, JACKSON, MI 49203-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Warranty Deed, Transfer
Mar 24, 2020	Deed of Trust, Mortgage RUOFF MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Deed Document Number	20202846868
Deed Book / Page	2159 / 979
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 1, 2020
Property Address	1513 LOCUST ST, JACKSON, MI 49203-3337
Document Number	0002846868
Book / Page	2159 / 979
Map Reference	LB 16 PG 19
Instrument Date	Mar 24, 2020
Instrument	2846868
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E COLER ST, JACKSON, MI 49203-4635

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1513 LOCUST ST, JACKSON, MI 49203-3337
Document Number	0002846344
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 LOCUST ST JACKSON MI 492033337, JACKSON, MI 49203-3337

Mortgage

Document Number	0002846344
Date	Mar 26, 2020
Book Page	002159/000455
Instrument	2846344

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Locust St was $943, down 11.5% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,500 (+17.26%)	$53,000 (+17.26%)
2025	$943.00 (-11.54%)	$22,600	$45,200
2024	$1,066.00
2023		$15,800	$31,600
2022	$975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1513 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2009–2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1513 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Great Lakes High Speed, T-Mobile, Xfinity.

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