1513 Laurel Dr, Decorah, IA 52101 Property Records

Winneshiek County property record for 1513 Laurel Dr, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,494 sqft · built 2020
Lot Size	0.45 acres (19,602 sqft)
Owner	Trust Name on File
Tax Bill	$2,464 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110442700600`

Property Details

APN / Parcel Number

Primary APN	`110442700600`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Basement Area	1,494 sqft
Finished Basement	1,100 sqft
Unfinished Basement	394 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	158 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	301 sqft
Deck Area	203 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1513 LAUREL DR
City	DECORAH
State	IA
Zip	52101-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-2-1 SE SE
Legal Range	08W
Legal Township	98N
Legal Section	04
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4006
Census Tract	950200

Owner

1513 Laurel Dr is owner-occupied and held in a trust since September 2024.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1513 LAUREL DR, DECORAH, IA 52101-9671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST
Jul 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000002019
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1513 LAUREL DR, DECORAH, IA 52101-9671
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4582
Date	Oct 30, 2020
Book Page	2020/4582
Instrument	2020 4582

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1513 LAUREL DR, DECORAH, IA 52101-9671
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3038
Date	Aug 7, 2020
Book Page	2020/3038
Instrument	2020 3038

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 31, 2020
Property Address	1513 LAUREL DR, DECORAH, IA 52101-9671
Document Number	2020/2890
Book / Page	2020 / 2890
Map Reference	DOC 2020910
Instrument Date	Jul 30, 2020
Instrument	2020 2890
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1510 LAUREL DR, DECORAH, IA 52101-9671

Tax Assessment & Valuation

The 2026 property tax bill for 1513 Laurel Dr was $2,464 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,464.00	$463,510 (-) Land $51,060 Building $412,450	$463,510 (-) Land $51,060 Building $412,450
2025	$2,464.00 (+46.32%) Homeowner's exemption	$463,510 Land $51,060 Building $412,450	$463,510 Land $51,060 Building $412,450
2024	$1,684.00
2023		$113,400 (+83.35%) Land $51,060 Building $62,340	$408,900
2022	$1,288.00	$61,850 Land $42,550 Building $19,300
2021			$357,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

Nearby Properties on Laurel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures