1513 Cochran Rd, Joppa, MD 21085 Property Records

Harford County property record for 1513 Cochran Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1959
Lot Size	0.53 acres (23,086 sqft)
Owner	Individual Name on File
Tax Bill	$2,216 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-103865`

Property Details

APN / Parcel Number

Primary APN	`01-103865`
Alternative APNs	`1103865` `103865`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,086 sqft (0.53 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	103865
Street Address	1513 COCHRAN RD
City	JOPPA
State	MD
Zip	21085-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 1 100X202 1513 COCHRAN ROAD COCHRAN HILLS
Legal Subdivision	COCHRAN HILLS
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2005
Census Tract	301201

Owner

1513 Cochran Rd is owned and occupied by an individual.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1513 COCHRAN RD, JOPPA, MD 21085-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 30, 2018
Property Address	1513 COCHRAN RD, JOPPA, MD 21085-2607
Document Number	0127570146
Book / Page	012757 / 000146
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	GETZ TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 COCHRAN RD JOPPA MD 210852607, JOPPA, MD 21085-2607

Mortgage

Document Number	127570150
Date	Mar 30, 2018
Book Page	012757/000150

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1513 Cochran Rd was $2,216, up 10.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,216.00 (+10.47%)	$197,900 Land $78,800 Building $119,100	$197,900 Land $78,800 Building $119,100
2025	$2,006.00
2023		$168,900 Land $78,800 Building $90,100	$168,900 Land $78,800 Building $90,100
2022	$1,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Cochran Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Cochran Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20