1513 Charlotte Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1513 Charlotte Dr, Sebring, FL 33875 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,275 sqft · built 1980
Lot Size	0.502 acres (21,861 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2020)
Tax Bill	$3,509 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C175906000000070`

Property Details

APN / Parcel Number

Primary APN	`C175906000000070`
Alternative APN	`C-17-35-29-060-0000-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,861 sqft (0.502 acres)
Lot Dimensions	171 ft deep x 131 ft wide
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	1,277 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1513 CHARLOTTE DR
City	SEBRING
State	FL
Zip	33875-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLOTTE SHORES PB 12-PG 65 LOT 7
Legal Range	29E
Legal Township	35S
Legal Section	17
Legal Subdivision	CHARLOTTE SHORES
Legal Lot Number	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2029
Census Tract	961304

Owner

Source: Highlands County records · APN C175906000000070

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1513 CHARLOTTE DR, SEBRING, FL 33875-5720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202027581064
Deed Book / Page	2758 / 1064
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0001989091
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 19, 2020
Property Address	1513 CHARLOTTE DR, SEBRING, FL 33875-5720
Document Number	0001989091
Book / Page	002758 / 001064
Instrument Date	Jun 18, 2020
Instrument	1989091
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	CORNERSTONE NATIONAL TITLE COMPANY, CORNERSTONE NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1513 CHARLOTTE DR SEBRING FL 338755720, SEBRING, FL 33875-5720

Mortgage

Document Number	1989092
Date	Jun 19, 2020
Book Page	002758/001066
Instrument	1989092

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,643 (+0.51%) Land $21,615 Building $248,028	$269,643 (+0.51%) Land $21,615 Building $248,028
2024	$3,509.00 (-8.26%)
2023	$3,825.00 (+5.63%)	$268,279 (+6.98%) Land $21,615 Building $246,664	$268,279 (+6.98%) Land $21,615 Building $246,664
2022	$3,621.00	$250,778 Land $11,528 Building $239,250	$250,778 Land $11,528 Building $239,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 56% of Florida
Wildfire Likelihood	About 1 in 239 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.