1513 Cedar St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1513 Cedar St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,016 sqft · built 1959
Lot Size	0.489 acres (21,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,100 (Aug 2020)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-5379-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-5379-0`
Alternative APNs	`24-1S-22-223A-000D-0310` `22S124223A000D0310`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	2,016 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	21,293 sqft (0.489 acres)
Lot Width	100 ft Width

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	138 sqft
Patio Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1513 CEDAR ST
City	NICEVILLE
State	FL
Zip	32578-8749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE S/D LOT 31 BLK D AND COM NW COR LOT 32 E ALG N LOT LINE 80.5FT TO POB S4 DEG E 12.36FT TO CHAIN LINK FENCE N88 DEG E ALG FENCE 115.4FT TO E LINE LOT 32 N 17.02FT TO N LINE LOT 32 W ALG LINE 115.5FT TO POB
Legal Range	22W
Legal Township	01S
Legal Section	24
Legal Subdivision	SEMINOLE S/D
Legal Block	D
Legal Lot Number	310
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2007
Census Tract	21001

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1513 CEDAR ST, NICEVILLE, FL 32578-8749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Aug 26, 2020	Quit Claim Deed, Transfer OLD SOUTH LAND TITLE
Aug 26, 2020	Quit Claim Deed, Transfer OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	20203385643
Deed Book / Page	3486 / 4886
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0034864886
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1513 CEDAR ST, NICEVILLE, FL 32578-8749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AQUA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 CEDAR ST, NICEVILLE, FL 32578-8749

Mortgage

Document Number	0034974176
Date	Oct 9, 2020
Book Page	3497/4176
Instrument	3397601

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2020
Property Address	1513 CEDAR ST, NICEVILLE, FL 32578-8749
Document Number	0034864886
Book / Page	003486 / 004886
Instrument Date	Jul 27, 2020
Instrument	3385643
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$575.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1513 CEDAR ST NICEVILLE FL 325788749, NICEVILLE, FL 32578-8749

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2020
Property Address	1513 CEDAR ST, NICEVILLE, FL 32578-8749
Document Number	0034864885
Book / Page	003486 / 004885
Instrument Date	Jul 9, 2020
Instrument	3385642
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 CEDAR ST NICEVILLE FL 325788749, NICEVILLE, FL 32578-8749

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00 (+6.19%) Homeowner's exemption	$196,243 (+5.99%)	$294,233 (+3.18%) Land $90,929 Building $203,304
2023	$1,745.00 (+2.83%) Homeowner's exemption	$185,157 (+3%)	$285,169 (+6.18%) Land $67,895 Building $217,274
2022	$1,697.00 Homeowner's exemption	$179,764	$268,583 Land $64,662 Building $203,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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