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1513 Cardinal Ct, Munster, IN 46321 Property Records

Lake County property record for 1513 Cardinal Ct, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,464 sqft · built 1975
Lot Size0.469 acres (20,473 sqft)
OwnerIndividual Name on File
Tax Bill$5,488 (2024)
Deeds & MortgagesNov 2017 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-18-28-0386-0072

Property Details

APN / Parcel Number

Primary APN007-18-28-0386-0072
Alternative APNs
  • 45-07-30-478-025.000-027
  • 182803860072

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,464 sqft Living Area
Basement Area784 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area20,473 sqft (0.469 acres)
Lot Dimensions176 ft deep x 89 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Pool Area540 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0386-0072
Old Parcel Number182803860072
Street Address1513 CARDINAL CT
CityMUNSTER
StateIN
Zip46321-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRMEADOW 23RD ADD TO MUNSTER LOT 72
Legal SubdivisionFAIRMEADOW ADD 23
Legal Lot Number72
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2000
Census Tract40403

Owner

1513 Cardinal Ct is owned and occupied by an individual who acquired it in September 2020.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1513 CARDINAL CT, MUNSTER, IN 46321-3801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST MERCHANTS BANK
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN PORTFOLIO MTG
Sep 18, 2020Warranty Deed, Transfer · VA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Sep 30, 2020Correction Deed, Transfer
COMMUNITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020
Deed SaleSep 30, 2020
Prior SaleSep 18, 2020
Deed Document Number2020-069027
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1513 CARDINAL CT, MUNSTER, IN 46321-3801
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078262
DateNov 17, 2017
Instrument2017 078262
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressPALOS HEIGHTS, IL 60463
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1513 CARDINAL CT, MUNSTER, IN 46321-3801
Document Number0000069028
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyCOMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1513 CARDINAL CT MUNSTER IN 463213801, MUNSTER, IN 46321-3801

Mortgage

Document Number0000069028
DateSep 30, 2020
Instrument69028
Lender
NameAMERICAN PORTFOLIO MTG
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 29, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 18, 2020
Property Address1513 CARDINAL CT, MUNSTER, IN 46321-3801
Document Number0000065482
Map ReferenceMB 45 PG 21
Instrument DateSep 11, 2020
Instrument2020 065482
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCOMMUNITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1513 CARDINAL CT, MUNSTER, IN 46321-3801

Mortgage

Document Number0000065483
DateSep 18, 2020
Instrument2020 065483
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

September 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateSep 30, 2020
Property Address1513 CARDINAL CT, MUNSTER, IN 46321-3801
Document Number0000069027
Instrument DateSep 11, 2020
Instrument69027
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyCOMMUNITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1513 CARDINAL CT MUNSTER IN 463213801, MUNSTER, IN 46321-3801

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$488,500 Land $94,000 Building $394,500$488,500 Land $94,000 Building $394,500
2024$5,488.00
2023$411,900 (+6.27%) Land $77,900 Building $334,000$411,900 (+6.27%) Land $77,900 Building $334,000
2022$5,174.00 Homeowner's exemption$387,600 Land $77,900 Building $309,700$387,600 Land $77,900 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Cardinal Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1513 Cardinal Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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