1513 Bonefish Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1513 Bonefish Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,252 sqft · built 2021
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Last Sale	$464,900 (Dec 2021)
Tax Bill	$545 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-28-4515-00B00-0150`

Property Details

APN / Parcel Number

Primary APN	`29-2S-28-4515-00B00-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,252 sqft Heated Area
1st Floor Area	2,830 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	1,230 ft deep x 830 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	292S28451500B000150
Street Address	1513 BONEFISH CT
City	GULF BREEZE
State	FL
Zip	32563-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAILFISH POINTE LOT 15 BLK B (PB 13 PG 45-49) & AS DES IN OR 4226 PG 58
Legal Subdivision	SAILFISH POINTE
Legal Block	B
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	3
Census Block	3001
Census Tract	10814

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1513 BONEFISH CT, GULF BREEZE, FL 32563-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	202185282
Deed Book / Page	4226 / 58
Record Updated	Jun 8, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 28, 2021
Property Address	1513 BONEFISH CT, GULF BREEZE, FL 32563-8973
Document Number	0042260058
Book / Page	4226 / 58
Map Reference	MB 13 PG 45-49
Instrument Date	Dec 22, 2021
Instrument	202185282
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,254.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 BONEFISH CT, GULF BREEZE, FL 32563-8973

Mortgage

Document Number	0000422663
Date	Dec 28, 2021
Instrument	4226/63

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$545.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$395,291 (+3%)	$401,153 (+0.82%) Land $75,000 Building $326,153
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$383,778	$397,881 Land $75,000 Building $322,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	45 (1995–2022)
Claims Outside the SFHA	29 of 45
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20