St. Clair County property record for 1513 Bancroft St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1942 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (May 2022) |
| Tax Bill | $2,372 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-562-0105-000 |
| Primary APN | 74-06-562-0105-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 79.6 ft deep x 52 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1513 BANCROFT ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 23 & 24 BLK K VICTORIA PETIT PLAT INCL S 1/2 VAC ALLEY ADJ |
| Legal Subdivision | VICTORIA PETIT |
| Legal Block | K |
| Legal Lot Number | 23-24 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 621000 |
1513 Bancroft St is owned and occupied by an individual who bought it in May 2022.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1513 BANCROFT ST, PORT HURON, MI 48060-6147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 20, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 202212619 |
| Deed Book / Page | 5523 / 912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1513 BANCROFT ST, PORT HURON, MI 48060-6147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1513 BANCROFT ST, PORT HURON, MI 48060-6147 |
| Document Number | 0005608896 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 5608/896 |
| Instrument | 2023004986 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 20, 2022 |
| Property Address | 1513 BANCROFT ST, PORT HURON, MI 48060-6147 |
| Document Number | 0005523912 |
| Book / Page | 5523 / 912 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022012619 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1513 BANCROFT ST, 1513, PORT HURON, MI 48060-6147 |
| Name | Verified Name |
|---|---|
| Address | 1513 BANCROFT ST, PORT HURON, MI 48060-6147 |
| Document Number | 0005518489 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 5518/489 |
| Instrument | 2022011375 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 1513 Bancroft St was $2,372 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,200 (+5.78%) | $124,400 | |
| 2025 | $2,372.00 (+2.73%) Homeowner's exemption | $58,800 | |
| 2024 | $2,309.00 | $117,600 | |
| 2023 | $45,500 | ||
| 2022 | $911.00 | $91,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1513 Bancroft St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1513 Bancroft St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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