15126 E 890th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15126 E 890th Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,984 sqft · built 1979
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Dec 2014)
Tax Bill	$2,508 (2022)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-221-016`

Property Details

APN / Parcel Number

Primary APN	`14-10-221-016`

Interior

Stories	1 Story
Building Area	1,984 sqft Base Area

Exterior

Year Built	Built 1979
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	85,378 sqft (1.96 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15126 E 890TH AVE
City	EFFINGHAM
State	IL
Zip	62401-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & PT LOT 3 DALE B LOY SUBD AS SHOWN ON P.O.S. 2465/312 3085/232 3033/18 2589/281 2465/313 2419/279 1076/202 762/159
Legal Subdivision	DALE B LOY SUBD
Legal Lot Number	2-3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2021
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-221-016

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15126 E 890TH AVE, EFFINGHAM, IL 62401-7139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2014 · Amount on Record
Deed Sale	Dec 17, 2014 · Amount on Record
Prior Sale	May 09, 2014
Deed Document Number	201401405465
Deed Book / Page	3085 / 232
Record Updated	Jun 07, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15126 E 890TH AVE, EFFINGHAM, IL 62401-7139
Transaction Type	Mortgage
Record Updated	Apr 28, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003844/105
Date	Mar 09, 2023
Book Page	3844/105
Instrument	202323000771

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,508.00 Homeowner's exemption	$54,400 Land $3,410 Building $50,990	$163,200 Land $10,230 Building $152,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.