15123 Toccoa Ct, Gainesville, VA 20155 Property Records

Prince William County property record for 15123 Toccoa Ct, Gainesville, VA 20155

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,056 sqft · built 2003
Lot Size0.226 acres (9,827 sqft)
Owner2 Individual Names on Record
Last Sale$429,500 (Feb 2015)
Tax Bill$6,866 (2025)
Deeds & MortgagesAug 2026 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7297-87-2406

Property Details

APN / Parcel Number

Primary APN7297-87-2406
Alternative APN
  • 232013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,056 sqft Living Area
Gross Area3,228 sqft
1st Floor Area1,264 sqft
Basement Area1,072 sqft
Finished Basement900 sqft
Unfinished Basement172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,827 sqft (0.226 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number232013
Street Address15123 TOCCOA CT
CityGAINESVILLE
StateVA
Zip20155-4880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionSOMERSET SEC 9 L-26
Legal SubdivisionSOMERSET
Legal Block3
Legal Lot Number26
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionBRENTSVILLE
Census Block Group3
Census Block3002
Census Tract901508

Owner

Source: Prince William County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15123 TOCCOA CT, GAINESVILLE, VA 20155-4880
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Nov 25, 2017Deed of Trust, Mortgage · VA Mortgage
PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2015 · Amount on Record
Deed SaleFeb 12, 2015 · Amount on Record
Prior SaleNov 26, 2003 · Amount on Record
Deed Book / Page201502120 / 11371
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Recording DateAug 12, 2026
Property Address15123 TOCCOA CT, GAINESVILLE, VA 20155-4880
Instrument DateAug 11, 2026
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15123 TOCCOA CT, GAINESVILLE, VA 20155-4880

Mortgage

DateAug 12, 2026
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address15123 TOCCOA CT, GAINESVILLE, VA 20155-4880
Document Number0000091578
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15123 TOCCOA CT GAINESVILLE VA 201554880, GAINESVILLE, VA 20155-4880

Mortgage

Document Number0000091578
DateOct 5, 2020
Instrument91578
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2050
Interest
Rate2.25%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address15123 TOCCOA CT, GAINESVILLE, VA 20155-4880
Document Number0000092425
Instrument DateNov 25, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15123 TOCCOA CT GAINESVILLE VA 201554880, GAINESVILLE, VA 20155-4880

Mortgage

Document Number0000092425
DateDec 11, 2017
Instrument92425
Lender
NamePARAMOUNT EQUITY MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,866.00 (+9.63%)$700,300 (+16.33%) Land $248,700 Building $451,600$700,300 (+16.33%) Land $248,700 Building $451,600
2023$6,263.00$602,000 Land $207,400 Building $394,600$602,000 Land $207,400 Building $394,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - WEST
serves 136,409 people · EPA ID VA6153251
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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