15122 Elm St E, Sumner, WA 98390 Property Records

Pierce County property record for 15122 Elm St E, Sumner, WA 98390

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,910 sqft · built 1978
Lot Size1.65 acres (71,874 sqft)
Owner2 Individual Names on Record
Last Sale$871,250 (Aug 2020)
Tax Bill$11,972 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052019-6-051

Property Details

APN / Parcel Number

Primary APN052019-6-051

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,910 sqft Living Area
Gross Area3,678 sqft
1st Floor Area2,910 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area71,874 sqft
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area256 sqft
Deck Area592 sqft
Shed1 Shed
Shed Area2,240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address15122 ELM ST E
CitySUMNER
StateWA
Zip98390-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR-72
Legal DescriptionSECTION 19 TOWNSHIP 20 RANGE 05 QUARTER 23 : PARCEL A DBLR 2001-11-09-5001 L 2 SP 79-80 FORMERLY SP 78-329 EXC S 297 FT TOG/W S 48 FT OF L 1 SP 79-80 OUT OF 6-015 SEG N0415 1/4/02MD
Legal Range05
Legal Township20
Legal Section19
Legal SubdivisionBLA#2001-23
Legal Lot Number2
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1013
Census Tract73301

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15122 ELM ST E, SUMNER, WA 98390-3239
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Sep 22, 2025Quit Claim Deed, Transfer · Conventional Mortgage
1ST SECURITY BANK OF WASHINGTON
Aug 10, 2020Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleSep 26, 2013 · Amount on Record
Deed Document Number2020100691
Prior Transfer DateApr 8, 2002
Prior Transfer Doc0000000847
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address15122 ELM ST E, SUMNER, WA 98390-3239
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address15122 ELM ST E, SUMNER, WA 98390-3239

Mortgage

Document Number0012030214
DateDec 3, 2025
Instrument202512030214
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 19, 2055
Interest
Rate TypeAdjustable Rate
Rate9.66%
Change FrequencyMonthly

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateSep 22, 2025
Property Address15122 ELM ST E, SUMNER, WA 98390-3239
Document Number0009220351
Map ReferenceDOC 200111095001
Instrument DateSep 17, 2025
Instrument202509220351
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15122 ELM ST E, SUMNER, WA 98390-3239

Mortgage

Document Number0009220352
DateSep 22, 2025
Instrument202509220352
Lender
Name1ST SECURITY BANK OF WASHINGTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateAug 10, 2020
Property Address15122 ELM ST E, SUMNER, WA 98390-3239
Document Number2008100691
Instrument DateAug 6, 2020
Instrument202008100691
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$14,613.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 E 34TH ST TACOMA WA 984041533, TACOMA, WA 98404-1533

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalitySumner City
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,007,500 (-0.85%) Land $407,400 Building $600,100$1,007,500 (-0.85%) Land $407,400 Building $600,100
2025$11,972.00 (+21.67%)$1,016,100 (+6.74%) Land $383,200 Building $632,900$1,016,100 (+6.74%) Land $383,200 Building $632,900
2024$9,840.00 (+1.32%)$951,900 (-1.36%) Land $387,900 Building $564,000$951,900 (-1.36%) Land $387,900 Building $564,000
2023$9,712.00$965,000 Land $425,800 Building $539,200$965,000 Land $425,800 Building $539,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Winter Storms, Land & Muds Slides,flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMNER
serves 16,438 people · EPA ID WA5385120
Water SourceGroundwater
Last State InspectionOct 2021
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Elm St E

Nearby Streets

Search Property Records by Address or Parcel Number