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1512 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1512 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,519 sqft · built 1993
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$297,000 (Jan 2023)
Tax Bill$4,573 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Sep 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN79087

Property Details

APN / Parcel Number

Primary APN79087
Alternative APN
  • 012630000103100050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,519 sqft Heated Area
Gross Area1,735 sqft
1st Floor Area1,211 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area308 sqft
Deck Area460 sqft
FenceFence
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79087
Street Address1512 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 310 LOT 5 & 6 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block310
Legal Lot Number5 6
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2049
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1512 WISCONSIN AVE, SAINT CLOUD, FL 34769-4275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 6, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Oct 1, 2020Warranty Deed, Transfer · FHA Mortgage
PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2023 · Amount on Record
Deed SaleJan 20, 2023 · Amount on Record
Prior SaleSep 6, 2022 · Amount on Record
Deed Document Number2023007848
Deed Book / Page6347 / 740
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 20, 2023
Property Address1512 WISCONSIN AVE, SAINT CLOUD, FL 34769-4275
Document Number0063470740
Book / Page6347 / 740
Map ReferenceMB B PG 33
Instrument DateJan 19, 2023
Instrument2023007848
Transaction TypeTransfer
Record UpdatedFeb 6, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 WISCONSIN AVE, SAINT CLOUD, FL 34769-4275

Mortgage

Document Number0006347742
DateJan 20, 2023
Instrument6347/742
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 6, 2022
Property Address1512 WISCONSIN AVE, SAINT CLOUD, FL 34769-4275
Document Number0062811482
Book / Page6281 / 1482
Map ReferenceMB B PG 33
Instrument DateSep 2, 2022
Instrument2022135755
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,066.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1234, CONOY, PA

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 1, 2020
Property Address1512 WISCONSIN AVE, SAINT CLOUD, FL 34769-4275
Document Number0058041274
Book / Page5804 / 1274
Map ReferenceMB 8 PG 33
Instrument DateSep 28, 2020
Instrument2020131954
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4436 CITRUS DR, 4436, SAINT CLOUD, FL 34772-7351

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 WISCONSIN AVE, SAINT CLOUD, FL 34769-4275

Mortgage

Document Number0058041275
DateOct 1, 2020
Instrument5804/1275
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,573.00 (-1.32%) Homeowner's exemption$298,400 (+16.06%) Land $46,800 Building $251,600$298,400 (+16.06%) Land $46,800 Building $251,600
2023$4,634.00 (+85.21%)$257,100 (+42.07%) Land $42,500 Building $214,600$257,100 (+18.1%) Land $42,500 Building $214,600
2022$2,502.00 Homeowner's exemption$180,971$217,700 Land $35,100 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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