1512 W Elm Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1512 W Elm Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1955
Lot Size	0.153 acres (6,661 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Feb 2011)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-092-020-000`

Property Details

APN / Parcel Number

Primary APN	`052-092-020-000`
Alternative APNs	`0520922001` `05209220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	6,661 sqft (0.153 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1512 W ELM AVE
City	EL CENTRO
State	CA
Zip	92243-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 60 FT OF LOT 32 BLK 3 WATERMAN VILLAGE FM 1 18
Legal Subdivision	WATERMAN VILLAGE
Legal Block	3
Legal Lot Number	32
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2004
Census Tract	11802

Owner

1512 W Elm Ave is owned and occupied by two individuals who acquired it in June 2021.

Source: Imperial County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1512 W ELM AVE, EL CENTRO, CA 92243-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 16, 2021	Intrafamily Transfer, Transfer
May 22, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2011 · Amount on File
Deed Sale	Feb 2, 2011 · Amount on File
Prior Sale	Jun 1, 2010 · Amount on File
Deed Document Number	20113389
Last Transfer Date	Jun 9, 2021
Transfer Doc	0000013950
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1512 W ELM AVE, EL CENTRO, CA 92243-3134
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 W ELM AVE, EL CENTRO, CA 92243-3134

Mortgage

Document Number	0000000658
Date	Jan 14, 2026
Instrument	2026000658

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Jun 16, 2021
Property Address	1512 W ELM AVE, EL CENTRO, CA 92243-3134
Document Number	0000013950
Map Reference	MB 1 PG 18
Instrument Date	Jun 9, 2021
Instrument	2021013950
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1512 W ELM AVE, EL CENTRO, CA 92243-3134

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	IMPERIAL CA
Recording Date	May 22, 2017
Property Address	1512 W ELM AVE, EL CENTRO, CA 92243-3134
Document Number	0000011621
Instrument Date	May 18, 2017
Instrument	11621
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1512 W ELM AVE EL CENTRO CA 922433134, EL CENTRO, CA 92243-3134

Tax Assessment & Valuation

The 2025 property tax bill for 1512 W Elm Ave was $3,241.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,362 Land $66,243 Building $218,119
2025	$3,241.00
2023	$2,969.00 (+7.03%)	$252,297 Land $62,424 Building $189,873
2022	$2,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1512 W Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1512 W Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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