1512 Summit St, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1512 Summit St, Helena, MT 59602

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,440 sqft · built 1978
Lot Size0.579 acres (25,221 sqft)
Owner2 Individual Names on Record
Last Sale$63,500 (Dec 2012)
Tax Bill$2,531 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR0510976

Property Details

APN / Parcel Number

Primary APNR0510976
Alternative APNs
  • 05-1887-22-1-09-09-0000
  • 0000008332

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Finished Basement1,440 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,221 sqft (0.579 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000008332
Street Address1512 SUMMIT ST
CityHELENA
StateMT
Zip59602-9212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionHOTEL ADDN, S22, T10 N, R04 W, BLOCK 12, LOT 7 - 9, CLOSED ALLEY
Legal Range04W
Legal Township10N
Legal Section22
Legal SubdivisionHOTEL ADDN
Legal Block12
Legal Lot Number7-9
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group1
Census Block1098
Census Tract600

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1512 SUMMIT ST, HELENA, MT 59602-9212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · VA Mortgage
ACCELERATE MORTGAGE LLC
Jul 27, 2017Deed of Trust, Mortgage · VA Mortgage
CHOU TEAM REALTY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2012 · Amount on Record
Deed SaleDec 19, 2012 · Amount on Record
Prior SaleApr 9, 2010 · Amount on Record
Deed Document Number20123233532
Deed Book / Page46 / 2839
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address1512 SUMMIT ST, HELENA, MT 59602-9212
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM58/6723
DateFeb 9, 2021
Book PageM58/6723
Instrument3372484
Lender
NameACCELERATE MORTGAGE LLC
TypeMortgage Company
AddressNEWARK, DE 19713
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address1512 SUMMIT ST, HELENA, MT 59602-9212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM53/0865
DateJul 27, 2017
Book PageM53/0865
Instrument3308717
Lender
NameCHOU TEAM REALTY INC
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,531.00 (-39.19%)$497,700 (+8.62%)
2025$497,700 (+8.62%) Land $120,738 Building $376,962
2023$4,162.00$458,200$458,200 Land $93,820 Building $364,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Montana
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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