1512 Stack Rd, Monroe, NC 28112 Property Records

Union County property record for 1512 Stack Rd, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1962
Square Footage1,523 sqft Living Area
Lot Size60,548 sqft (1.39 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2018)
Tax Bill$1,317.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-117-013C

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms3 Rooms
Building Area1,523 sqft Living Area
1st Floor1,523 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area60,548 sqft (1.39 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area380 sqft Garage
CarportCarport
Carport Area380 sqft Carport
Shed1 Shed
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1512 STACK RD
CityMONROE
StateNC
Zip28112-9486
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#1 OPCQ543
Legal SubdivisionCONTAINING 1
JurisdictionUNION NC
Minor Civil DivisionBUFORD
Census Blockgroup3
Census Block3016
Census Tract20901

Owner

Source: Union County records · APN 04-117-013C

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1512 STACK RD, MONROE, NC 28112-9486
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Oct 04, 2019Loan Modification, Mortgage · Conventional Mortgage
CASCADE FIN'L SVCS
Sep 03, 2019Trustee's Deed, Construction Loan · Building or Construction Mortgage
CASCADE FIN'L SVCS
Dec 04, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2018 · Amount on Record
Deed SaleDec 04, 2018 · Amount on Record
Prior SaleMay 14, 2014 · Amount on Record
Deed Doc Number201833388
Deed Book / Page7278 / 568
Prior Transfer DateJul 14, 1999
Prior Transfer Doc0000095842
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1512 STACK RD, MONROE, NC 28112-9486
Transaction TypeMortgage
Record UpdatedSep 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008764475
DateAug 16, 2023
Book Page8764/475
Instrument19953
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1512 STACK RD, MONROE, NC 28112-9486
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008548308
DateAug 15, 2022
Book Page8548/308
Instrument28791
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateSep 01, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.75%
Index5-Year CMT
Max Rate9.75%

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NC
Property Address1512 STACK RD, MONROE, NC 28112-9486
Document Number7509651
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedDec 05, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1518 STACK RD MONROE NC 281129486, MONROE, NC 28112-9486

Mortgage

Document Number7509651
DateNov 06, 2019
Book Page007509/000651
Instrument34467
Lender
NameCASCADE FIN'L SVCS
TypeFunding / Finance Company
AddressCHANDLER, AZ 85286
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionUNION NC
Recording DateSep 03, 2019
Property Address1512 STACK RD, MONROE, NC 28112-9486
Book / Page007455 / 000771
Instrument DateAug 29, 2019
Instrument26348
Transaction TypeConstruction Loan
Record UpdatedDec 05, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1518 STACK RD MONROE NC 28112, MONROE, NC 28112

Mortgage

Document Number7455771
DateSep 03, 2019
Book Page007455/000771
Instrument26348
Lender
NameCASCADE FIN'L SVCS
TypeFunding / Finance Company
AddressCHANDLER, AZ 85286
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term276 Months
DueSep 02, 2042

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 04, 2018
Property Address1512 STACK RD, MONROE, NC 28112-9486
Document Number0007278568
Book / Page7278 / 568
Map ReferenceCAB O FILE 307
Instrument DateDec 04, 2018
Instrument0033388
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033389
DateDec 04, 2018
Instrument0033389
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJan 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,317.00 (+3.78%)$275,500 (+35.18%) Land $57,000 Building $218,500$275,500 (+35.18%) Land $57,000 Building $218,500
2023$1,269.00$203,800 Land $19,100 Building $184,700$203,800 Land $19,100 Building $184,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stack Rd

Nearby Streets

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