1512 N State St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1512 N State St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1960
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2023)
Tax Bill	$4,008 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05 078 002 100`

Property Details

APN / Parcel Number

Primary APN	`05 078 002 100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Total Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Finished Basement	636 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	22,172 sqft (0.509 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	1512 N STATE ST
City	BIG RAPIDS
State	MI
Zip	49307-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T15N R10W CHEW'S FARM ADDITON COM AT PT N 58 DEG E17 FT FROM NW COR LOT 17 RIVER BLK BROWN'S ADD TO CITY TH N 32 DEG W
Legal Range	10W
Legal Township	15N
Legal Section	03
Legal Subdivision	CHEW'S FARM ADDITON
Legal Block	B
Legal Lot Number	17
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2029
Census Tract	960400

Owner

1512 N State St is owned and occupied by two individuals who bought it in September 2023.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Correction Deed PNC TITLE SERVICES LLC, EPIC TITLE SERVICES LLC
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage DORT FINANCIAL CU
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
May 2, 2019	Intrafamily Transfer, Transfer BEST HOME TITLE, BEST HOMES TITLE
May 2, 2019	Deed, Transfer · Conventional Mortgage CHOICEONE BANK
Jul 25, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	May 19, 2021 · Amount on File
Deed Document Number	20236009
Deed Book / Page	926 / 21
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	889/2089
Record Updated	Oct 29, 2026

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 25, 2023
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	000926/821
Book / Page	926 / 821
Instrument Date	Sep 20, 2023
Instrument	202300006215
Record Updated	Oct 19, 2023
Title Company	PNC TITLE SERVICES LLC, EPIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 15, 2023
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	0000926/21
Book / Page	926 / 21
Instrument Date	Sep 6, 2023
Instrument	202300006009
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4717 WISNER ST, FLINT, MI 48504-2091

Mortgage

Document Number	202300006010
Date	Sep 15, 2023
Instrument	202300006010

Lender

Name	DORT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Max Rate	11.3%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 19, 2021
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	911/2951
Book / Page	911 / 2951
Instrument Date	May 14, 2021
Instrument	202100005130
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 N STATE ST, 1512, BIG RAPIDS, MI 49307-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12587 MARSHALL RD, BIRCH RUN, MI 48415-8718

Mortgage

Document Number	202100005131
Date	May 19, 2021
Instrument	202100005131

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 19, 2021
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	911/2954
Book / Page	911 / 2954
Instrument Date	May 14, 2021
Instrument	202100002951
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 N STATE ST, 1512, BIG RAPIDS, MI 49307-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12587 MARSHALL RD, BIRCH RUN, MI 48415-8718

Mortgage

Document Number	202100002954
Date	May 19, 2021
Instrument	202100002954

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	May 2, 2019
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	897/2583
Book / Page	897 / 2583
Instrument Date	Apr 30, 2019
Instrument	201900003222
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BEST HOME TITLE, BEST HOMES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MECOSTA MI
Recording Date	May 2, 2019
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	897/2563
Book / Page	897 / 2563
Instrument Date	Apr 30, 2019
Instrument	201900003220
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BEST HOME TITLE, BEST HOMES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MARTINDALE ST, SPARTA, MI 49345-1466

Mortgage

Document Number	201900003221
Date	May 2, 2019
Instrument	201900003221

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 25, 2018
Property Address	1512 N STATE ST, BIG RAPIDS, MI 49307-9749
Document Number	889/2089
Book / Page	889 / 2089
Instrument Date	Jul 18, 2018
Instrument	201800005930
Transaction Type	Foreclosure
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 ESPERANZA XING, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

The 2025 property tax bill for 1512 N State St was $4,008, up 0.5% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Big Rapids Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,400 (+5.49%)	$172,800 (+5.49%)
2025	$4,008.00 (+0.53%)	$81,900	$163,800
2024	$3,987.00
2023		$75,300	$150,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1512 N State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1512 N State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

1512 N State St, Big Rapids, MI 49307 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on N State St

Nearby Streets

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