Cooke County property record for 1512 N Commerce St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,358 sqft · built 1930 |
| Lot Size | 0.498 acres (21,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,750 (Dec 2012) |
| Tax Bill | $1,415 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2770-033-00002 |
| Primary APN | 2770-033-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 1,358 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 21,675 sqft (0.498 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 518 sqft |
| Storage Building | 80 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 2770-033-00002 |
|---|---|
| Street Address | 1512 N COMMERCE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPARKS ADDN; BLOCK 33; LOT 2-4 |
| Legal Subdivision | SPARKS ADDN |
| Legal Block | 33 |
| Legal Lot Number | 2-4 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 500 |
1512 N Commerce St is owned and occupied by an individual who bought it in December 2012.
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1512 N COMMERCE ST, GAINESVILLE, TX 76240-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2012 · Amount on File |
| Deed Sale | Dec 27, 2012 · Amount on File |
| Deed Document Number | 201234395 |
| Deed Book / Page | 1846 / 89 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 1846/089 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1512 N Commerce St was $1,415 with exemptions applied, up 140.2% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,415.00 (+140.24%) Homeowner's exemption Senior Citizen's exemption | $67,643 (+1%) | $145,932 (+11.97%) Land $48,392 Building $97,540 |
| 2025 | $589.00 (+1.73%) Homeowner's exemption Senior Citizen's exemption | $61,494 Land $48,392 Building $81,934 | $130,326 Land $48,392 Building $81,934 |
| 2024 | $579.00 | ||
| 2023 | $50,822 Land $48,335 Building $81,230 | $129,565 Land $48,335 Building $81,230 | |
| 2022 | $596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1512 N Commerce St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1989–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1512 N Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Element8.
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