1512 Minnesota Ave, Libby, MT 59923 Property Records

Lincoln County property record for 1512 Minnesota Ave, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 2022
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$279,300 (Aug 2023)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2017 Line of Credit + 4 more
APN	`R565684`

Property Details

APN / Parcel Number

Primary APN	`R565684`
Alternative APNs	`56-4175-10-2-29-10-0000` `0000005122`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000005122
Street Address	1512 MINNESOTA AVE
City	LIBBY
State	MT
Zip	59923-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLIS ADD, S10, T30 N, R31 W, BLOCK 1, LOT 3
Legal Range	31W
Legal Township	30N
Legal Section	10
Legal Subdivision	HILLIS ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3091
Census Tract	200

Owner

1512 Minnesota Ave is owned and occupied by an individual who bought it in August 2023.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Aug 1, 2023	Warranty Deed, Transfer · Commercial Mortgage LINCOLN COUNTY CU
Sep 2, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance MAY HARVEY
Mar 11, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 11, 2017	Grant Deed, Transfer LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	2023306916
Deed Book / Page	402 / 542
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	000398/565
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312

Mortgage

Document Number	0000414/66
Date	Mar 10, 2026
Book Page	414/66
Instrument	320013

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000365/952
Date	Jan 3, 2017
Book Page	365/952
Instrument	266898

Lender

Name	FREEDOM BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 1, 2023
Property Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Document Number	000402/542
Book / Page	402 / 542
Instrument Date	Aug 1, 2023
Instrument	306916
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 235, LIBBY, MT 59923-0235

Mortgage

Document Number	0000306917
Date	Aug 1, 2023
Instrument	306917

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Sep 2, 2022
Property Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Document Number	000398/565
Book / Page	398 / 565
Instrument Date	Aug 29, 2022
Instrument	302557
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NORTH IDAHO TITLE INSURANCE, NORTH IDAHO TITLE INS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	277 CHAMPS RD, BONNERS FERRY, ID 83805-6110

Mortgage

Document Number	0000302558
Date	Sep 2, 2022
Instrument	302558

Lender

Name	MAY HARVEY
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2027

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Mar 11, 2022
Property Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Document Number	000395/623
Book / Page	395 / 623
Instrument Date	Mar 11, 2022
Instrument	299434
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 CHAMPS RD, BONNERS FERRY, ID 83805-6110
Investor	Possibly a Property Investor

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN MT
Recording Date	Jan 11, 2017
Property Address	1512 MINNESOTA AVE, LIBBY, MT 59923-2312
Document Number	000366/067
Book / Page	366 / 067
Instrument Date	Jan 9, 2017
Instrument	267039
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3155, COLUMBIA FALLS, MT 59912-5155

Tax Assessment & Valuation

The 2026 property tax bill for 1512 Minnesota Ave was $1,153, up 12.3% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (+12.27%)	$275,200 (-)
2025	$1,027.00	$275,200	$275,200 Land $48,483 Building $226,717
2023	$809.00	$97,618	$97,618 Land $25,048 Building $72,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1512 Minnesota Ave; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1512 Minnesota Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

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