1512 Mammoth Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1512 Mammoth Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,084 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Jan 2020)
Tax Bill	$7,827 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A982000797`

Property Details

APN / Parcel Number

Primary APN	`A982000797`
Alternative APN	`2-0105-7743-00-0062.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,084 sqft Living Area
Gross Area	6,223 sqft
1st Floor Area	2,553 sqft
Basement Area	2,553 sqft
Finished Basement	1,531 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	1,117 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	301 sqft

Location & Zoning

Account Number	A982000797
Street Address	1512 MAMMOTH DR
City	O FALLON
State	MO
Zip	63366-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	SUMMIT EST LOT 62
Legal Subdivision	SUMMIT EST
Legal Lot Number	62
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

1512 Mammoth Dr is owned and occupied by two individuals who bought it in January 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1512 MAMMOTH DR, O FALLON, MO 63366-4800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 30, 2020	Quit Claim Deed, Transfer STIFEL BK&TR
Oct 2, 2017	Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	202061660
Deed Book / Page	7223 / 2095
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0000061660
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1512 MAMMOTH DR, O FALLON, MO 63366-4800
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 MAMMOTH DR, O FALLON, MO 63366-4800

Mortgage

Document Number	0000096284
Date	Nov 29, 2021
Instrument	2021R-096284

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2020
Property Address	1512 MAMMOTH DR, O FALLON, MO 63366-4800
Document Number	0072232095
Book / Page	007223 / 002095
Instrument Date	Jan 24, 2020
Instrument	61660
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1512 MAMMOTH DR O FALLON MO 633664800, O FALLON, MO 63366-4800

Mortgage

Document Number	72232097
Date	Jan 30, 2020
Book Page	007223/002097
Instrument	61670

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 2, 2017
Property Address	1512 MAMMOTH DR, O FALLON, MO 63366-4800
Document Number	0068162419
Book / Page	006816 / 002419
Instrument Date	Sep 28, 2017
Instrument	619910
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 MAMMOTH DR O FALLON MO 633664800, O FALLON, MO 63366-4800

Mortgage

Document Number	68162421
Date	Oct 2, 2017
Book Page	006816/002421
Instrument	619920

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1512 Mammoth Dr was $7,827.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,389 (-)	$675,729 (-) Land $135,000 Building $540,729
2025	$7,827.00	$128,389	$675,729 Land $135,000 Building $540,729
2023		$118,284
2022			$622,550 Land $135,000 Building $487,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1512 Mammoth Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1512 Mammoth Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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