1512 Knotty Pine Dr, Elgin, IL 60123 Property Records

Kane County property record for 1512 Knotty Pine Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,675 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Jul 2019)
Tax Bill	$8,489 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-154-011`

Property Details

APN / Parcel Number

Primary APN	`06-33-154-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	2,575 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1512 KNOTTY PINE DR
City	ELGIN
State	IL
Zip	60123-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 1 LOT 126
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	1
Legal Block	5
Legal Lot Number	126
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records · APN 06-33-154-011

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1512 KNOTTY PINE DR, ELGIN, IL 60123-8845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 03, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2019 · Amount on Record
Deed Sale	Jul 03, 2019 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	201928275
Prior Transfer Date	Dec 23, 2009
Prior Transfer Doc	0000012264
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1512 KNOTTY PINE DR, ELGIN, IL 60123-8845
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 KNOTTY PINE DR, ELGIN, IL 60123-8845

Mortgage

Document Number	0000036155
Date	Sep 18, 2025
Instrument	2025K036155

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	5.25%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 03, 2019
Property Address	1512 KNOTTY PINE DR, ELGIN, IL 60123-8845
Document Number	0000028275
Instrument Date	Jun 17, 2019
Instrument	2019K028275
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 KNOTTY PINE DR, 1512, ELGIN, IL 60123-8845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 KNOTTY PINE DR, ELGIN, IL 60123-8845

Mortgage

Document Number	0000028276
Date	Jul 03, 2019
Instrument	2019K028276

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,489.00 (+15.86%) Homeowner's exemption
2024		$109,865 (+21.4%) Land $28,317 Building $81,548	$329,727 (+21.44%) Land $84,985 Building $244,742
2022	$7,327.00 (+4.48%) Homeowner's exemption	$90,502 (+6.96%) Land $23,326 Building $67,176	$271,506 (+6.96%) Land $69,978 Building $201,528
2021	$7,013.00 Homeowner's exemption	$84,613 Land $21,808 Building $62,805	$253,839 Land $65,424 Building $188,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Opiquad, Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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