1512 Ketch Ln, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1512 Ketch Ln, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,318 sqft · built 1935
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,110,000 (Jun 2022)
Tax Bill	$3,083 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`988413231823`

Property Details

APN / Parcel Number

Primary APN	`988413231823`
Alternative APN	`026989000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,318 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988413231823
Street Address	1512 KETCH LN
City	KILL DEVIL HILLS
State	NC
Zip	27948-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 65R BLK: SEC: 3 PL: J SL: 280
Legal Subdivision	FIRST FLIGHT VLG
Legal Phase	A
Legal Lot Number	65R
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4022
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2022	Intrafamily Transfer, Transfer
Feb 14, 2022	Intrafamily Transfer, Transfer
Oct 19, 2020	Intrafamily Transfer, Transfer
May 29, 2018	Deed of Trust, Mortgage FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	2022700119844
Deed Book / Page	2628 / 741
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	2424/881
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434

Mortgage

Document Number	002667/629
Date	Feb 23, 2023
Book Page	2667/629
Instrument	700127045

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002620/787
Date	May 23, 2022
Book Page	2620/787
Instrument	700118425

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Apr 25, 2022
Property Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Document Number	002613/843
Book / Page	2613 / 843
Map Reference	CAN J SL 280
Instrument Date	Apr 25, 2022
Instrument	700117129
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 CALLE CAMISA, 715, SAN CLEMENTE, CA 92673-2703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Feb 14, 2022
Property Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Document Number	002591/815
Book / Page	2591 / 815
Map Reference	CAB A SL 388&389
Instrument Date	Jan 31, 2022
Instrument	700113386
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Oct 19, 2020
Property Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Document Number	2424/881
Book / Page	2424 / 881
Map Reference	CAB A SL 388&389
Instrument Date	Sep 23, 2020
Instrument	700085841
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 CALLE CAMISA, SAN CLEMENTE, CA 92673-2703

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1512 KETCH LN, KILL DEVIL HILLS, NC 27948-8434
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002239/0000000680
Date	May 29, 2018
Book Page	0000002239/0000000680
Instrument	000700052773

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,083.00	$552,800 (-) Land $194,000 Building $358,800	$552,800 (-) Land $194,000 Building $358,800
2025	$3,083.00 (+3.46%)	$552,800 (+40.11%) Land $194,000 Building $358,800
2023	$2,980.00	$394,544 Land $97,000 Building $297,544
2020			$552,800 Land $194,000 Building $358,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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