1512 Jack Davis Rd, Monroe, NC 28112 Property Records

Union County property record for 1512 Jack Davis Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,290 sqft · built 1975
Lot Size	3.73 acres (162,609 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2020)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-072-015J`

Property Details

APN / Parcel Number

Primary APN	`04-072-015J`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	162,609 sqft (3.73 acres)
Porch	Slab
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1512 JACK DAVIS RD
City	MONROE
State	NC
Zip	28112-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	3.733A 7712-0748
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2001
Census Tract	20901

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1512 JACK DAVIS RD, MONROE, NC 28112-8912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2020	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	202022808
Deed Book / Page	7712 / 748
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1512 JACK DAVIS RD, MONROE, NC 28112-8912
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8051574
Date	Apr 5, 2021
Book Page	8051/574
Instrument	15733

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 24, 2020
Property Address	1512 JACK DAVIS RD, MONROE, NC 28112-8912
Document Number	0007712748
Book / Page	7712 / 748
Instrument Date	Jun 18, 2020
Instrument	22808
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 JACK DAVIS RD, 1525, MONROE, NC 28112-8912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 JACK DAVIS RD, MONROE, NC 28112-8912

Mortgage

Document Number	0000022809
Date	Jun 24, 2020
Instrument	22809

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (+5.94%)	$227,700 (+38.08%) Land $76,100 Building $151,600	$227,700 (+38.08%) Land $76,100 Building $151,600
2023	$1,027.00	$164,900 Land $31,500 Building $133,400	$164,900 Land $31,500 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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