1512 Howard Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 1512 Howard Ave, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,340 sqft · built 1939
Lot Size	0.118 acres (5,122 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,900,000 (May 2018)
Tax Bill	$38,626 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-305-380`

Property Details

APN / Parcel Number

Primary APN	`051-305-380`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,374 sqft
2nd Floor Area	966 sqft
Family Room	Family Room

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	5,122 sqft (0.118 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1512 HOWARD AVE
City	SAN CARLOS
State	CA
Zip	94070-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	E 41.72 FT OF LOT 22 BLOCK 15 OAK PARK RSM 12/26 29 CITY OF SAN CARLOS
Legal Subdivision	OAK PARK
Legal Block	15
Legal Lot Number	22
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1008
Census Tract	609201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1512 HOWARD AVE, SAN CARLOS, CA 94070-4823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	201838208
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 17, 2018
Property Address	1512 HOWARD AVE, SAN CARLOS, CA 94070-4823
Document Number	0000038208
Map Reference	MB12 PG26
Instrument Date	May 14, 2018
Instrument	2018-038208
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1512 HOWARD AVE, SAN CARLOS, CA 94070-4823

Mortgage

Document Number	0000038209
Date	May 17, 2018
Instrument	2018-038209

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.65%
Max Rate At Change	10.9%
Index	LIBOR

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,365,695 (+2%) Land $2,355,987 Building $1,009,708
2025	$38,626.00 (+4.89%) Homeowner's exemption	$3,299,702 (+4.04%) Land $2,309,792 Building $989,910
2023	$36,826.00 (+2.51%) Homeowner's exemption	$3,171,571 Land $2,220,100 Building $951,471	$2,771,730
2022	$35,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1996–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20