1512 E Ramsey St, Banning, CA 92220 Property Records

Riverside County property record for 1512 E Ramsey St, Banning, CA 92220

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,296 sqft · built 1962
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2023)
Tax Bill	$6,110 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`541-210-025`

Property Details

APN / Parcel Number

Primary APN	`541-210-025`
Alternative APN	`541210010`

Interior

Stories	1 Story
Building Area	1,296 sqft Gross Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Old Parcel Number	541210010
Street Address	1512 E RAMSEY ST
City	BANNING
State	CA
Zip	92220-5905
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	.51 ACRES M/L IN LOTS 7, 8, 9 & 13 MB 014/088 CASTILLA SUB FOR TOTAL DESCRIPTION SEE ASSESSORS MAPS
Legal Subdivision	CASTILLA SUB
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4022
Census Tract	44200

Owner

Source: Riverside County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1512 E RAMSEY ST, BANNING, CA 92220-5905
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Grant Deed, Transfer · Commercial Mortgage TERJO FAMILY TRUST
Oct 13, 2021	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Apr 5, 2007 · Amount on Record
Deed Document Number	2023214373
Prior Transfer Date	Jun 24, 1994
Prior Transfer Doc	0000263154
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 25, 2023
Property Address	1512 E RAMSEY ST, BANNING, CA 92220-5905
Document Number	0000214373
Map Reference	MB 14 PG 88
Instrument Date	Jun 6, 2023
Instrument	2023-0214373
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 E RAMSEY ST, BANNING, CA 92220-5905

Mortgage

Document Number	0000214374
Date	Jul 25, 2023
Instrument	2023-0214374

Lender

Name	TERJO FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2021
Property Address	1512 E RAMSEY ST, BANNING, CA 92220-5905
Document Number	0000605515
Map Reference	MB 14 PG 88
Instrument Date	Aug 26, 2021
Instrument	2021-0605515
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 W WESTWARD AVE, BANNING, CA 92220-3761

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,372 (+2%) Land $208,080 Building $239,292
2025	$6,110.00 (+2.43%)	$438,600 (-3.59%) Land $204,000 Building $234,600
2024	$5,965.00 (-7.2%)
2023	$6,428.00 (+2.15%)	$454,920 (+2%) Land $341,190 Building $113,730
2022	$6,293.00	$446,000 Land $334,500 Building $111,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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