Hamilton County property record for 1512 E 16th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2020 |
| Lot Size | 0.169 acres (7,395 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Feb 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156B A 039 |
| Primary APN | 156B A 039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,395 sqft (0.169 acres) |
| Lot Dimensions | 145 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000089785 |
|---|---|
| Street Address | 1512 E 16TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 44 MC CLUNGS ADDN PB E2 PG 255 |
| Legal Subdivision | MC CLUNG ADDN |
| Legal Lot Number | 44 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 2600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1500 E 16TH ST, CHATTANOOGA, TN 37404-4903 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BANK |
| Feb 10, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK |
| Feb 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2014 |
| Deed Sale | May 23, 2014 |
| Deed Document Number | 0010223313 |
| Prior Transfer Date | May 4, 2006 |
| Prior Transfer Doc | 2006050400151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1512 E 16TH ST, CHATTANOOGA, TN 37404-4903 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000082 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 12495/934 |
| Instrument | 2021052400082 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 5, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 10, 2020 |
| Property Address | 1512 E 16TH ST, CHATTANOOGA, TN 37404-4903 |
| Document Number | 0210000165 |
| Book / Page | 011903 / 000912 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 200210000165 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1500 E 16TH ST CHATTANOOGA TN 374044903, CHATTANOOGA, TN 37404-4903 |
| Document Number | 210000165 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 011903/000912 |
| Instrument | 200210000165 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 9, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1512 E 16TH ST, CHATTANOOGA, TN 37404-4903 |
| Document Number | 0000000121 |
| Book / Page | 011009 / 000582 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Title Company | FIRST TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 15 W BROW TER |
| Document Number | 0000000121 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 011009/000582 |
| Instrument | 121 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (+18.07%) | $59,050 (+74.19%) | $236,200 (+74.19%) Land $45,000 Building $191,200 |
| 2024 | $758.00 | $33,900 (-) | $135,600 (-) Land $7,500 Building $128,100 |
| 2023 | $758.00 | $33,900 (-) | $135,600 (-) Land $7,500 Building $128,100 |
| 2022 | $758.00 | $33,900 | $135,600 Land $7,500 Building $128,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 24 (1983–2015) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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