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1512 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1512 E 12th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,566 sqft · built 2019
Lot Size0.096 acres (4,212 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Apr 2020)
Tax Bill$1,416 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146O G 018

Property Details

APN / Parcel Number

Primary APN146O G 018
Alternative APN
  • 0000077190

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,566 sqft Living Area
Gross Area2,224 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,212 sqft (0.096 acres)
Lot Dimensions126 ft deep x 33.3 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077190
Street Address1512 E 12TH ST
CityCHATTANOOGA
StateTN
Zip37404-4201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LT 6 BLK 19 MRS I W HENDERSONS ADDN PB2 PG46
Legal SubdivisionHENDERSONS I W
Legal Block19
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1049
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1512 E 12TH ST, CHATTANOOGA, TN 37404-4201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NEW AMERICAN FNDG
Dec 20, 2019Deed of Trust, Mortgage
PINNACLE BK
Jan 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 22, 2018Warranty Deed, Transfer
TITLE SERVICES/TN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleJan 30, 2019
Deed Document Number2020040100183
Deed Book / Page11956 / 803
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 1, 2020
Property Address1512 E 12TH ST, CHATTANOOGA, TN 37404-4201
Document Number0401000183
Book / Page011956 / 000803
Instrument DateMar 30, 2020
Instrument200401000183
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 22, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$796.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 E 12TH ST CHATTANOOGA TN 374044201, CHATTANOOGA, TN 37404-4201

Mortgage

Document Number401000184
DateApr 1, 2020
Book Page011956/000806
Instrument200401000184
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1512 E 12TH ST, CHATTANOOGA, TN 37404-4201
Document Number0121000297
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6918 SHALLOWFORD RD #100 CHATTANOOGA TN 374211781, 100, CHATTANOOGA, TN 37421-1781

Mortgage

Document Number0121000297
DateJan 21, 2020
Book Page011884/000195
Instrument200121000297
Lender
NamePINNACLE BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
AmountAmount Recorded

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 30, 2019
Property Address1512 E 12TH ST, CHATTANOOGA, TN 37404-4201
Document Number0130000151
Book / Page011554 / 000634
Instrument DateJan 28, 2019
Instrument190130000151
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6918 SHALLOWFORD RD #100 CHATTANOOGA TN 374211781, 100, CHATTANOOGA, TN 37421-1781

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 22, 2018
Property Address1512 E 12TH ST, CHATTANOOGA, TN 37404-4201
Document Number0000000073
Book / Page011352 / 000149
Instrument DateMay 17, 2018
Instrument73
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyTITLE SERVICES/TN

Transaction

AmountAmount Recorded
Tax$138.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6918 SHALLOWFORD RD #100 CHATTANOOGA TN 374211781, 100, CHATTANOOGA, TN 37421-1781

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,416.00 (+17.51%)$93,425 (+73.33%)$373,700 (+73.33%) Land $59,500 Building $314,200
2024$1,205.00$53,900 (-)$215,600 (-) Land $34,000 Building $181,600
2023$1,205.00$53,900 (-)$215,600 (-) Land $34,000 Building $181,600
2022$1,205.00$53,900$215,600 Land $34,000 Building $181,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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