1512 Dresden Rd, Davis, IL 61019 Property Records

Winnebago County property record for 1512 Dresden Rd, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2026)
Tax Bill	$4,707 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-253-035`

Property Details

APN / Parcel Number

Primary APN	`05-06-253-035`
Alternative APNs	`506253035` `330A435`

Exterior

Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Account Number	330A435
Street Address	1512 DRESDEN RD
City	DAVIS
State	IL
Zip	61019-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1512
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1512
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

Source: Winnebago County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1512 DRESDEN RD, DAVIS, IL 61019-9647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed, Transfer · Conventional Mortgage BYRON BANK
Oct 20, 2017	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES
Oct 20, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Deed Document Number	202621793
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 19, 2026
Property Address	1512 DRESDEN RD, DAVIS, IL 61019-9647
Document Number	0000021793
Instrument Date	Aug 7, 2026
Instrument	202621793
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1512 DRESDEN RD, DAVIS, IL 61019-9647

Mortgage

Document Number	0000021794,
Date	Aug 19, 2026
Instrument	202621794

Lender

Name	BYRON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 20, 2017
Property Address	1512 DRESDEN RD, DAVIS, IL 61019-9647
Document Number	0001033923
Instrument Date	Oct 3, 2017
Instrument	1033923
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1512 DRESDEN RD DAVIS IL 610199647, DAVIS, IL 61019-9647

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 20, 2017
Property Address	1512 DRESDEN RD, DAVIS, IL 61019-9647
Document Number	0001033921
Instrument Date	Oct 3, 2017
Instrument	1033921
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 DRESDEN RD DAVIS IL 610199647, DAVIS, IL 61019-9647

Mortgage

Document Number	1033922
Date	Oct 20, 2017
Instrument	1033922

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 19, 2027

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,707.00 (+91.65%) Homeowner's exemption Senior Citizen's exemption	$78,816 (+10.73%) Land $4,209 Building $74,607	$236,448 (+10.73%) Land $12,627 Building $223,821
2024	$2,456.00	$71,178 (+32.11%) Land $3,801 Building $67,377	$213,534 (+32.11%) Land $11,403 Building $202,131
2022	Homeowner's exemption	$53,878 Land $2,906 Building $50,972	$161,634 Land $8,718 Building $152,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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