1512 Dover St, Monroe, NC 28110 Property Records

Union County property record for 1512 Dover St, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,275 sqft · built 1915
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Apr 2022)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-268-043`

Property Details

APN / Parcel Number

Primary APN	`09-268-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,007 sqft
1st Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Porch	Porch
Porch Area	189 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1512 DOVER ST
City	MONROE
State	NC
Zip	28110-2657
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#12 MANETTA MILLS AKA KNITTING MILL VILLAGE PB4 PG97
Legal Subdivision	KNITTING MILL VILLAGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4011
Census Tract	20406

Owner

Source: Union County records · APN 09-268-043

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1512 DOVER ST, MONROE, NC 28110-2657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 25, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	202213987
Deed Book / Page	8454 / 104
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 14, 2022
Property Address	1512 DOVER ST, MONROE, NC 28110-2657
Document Number	0008454104
Book / Page	8454 / 104
Map Reference	MB 4 PG 97
Instrument Date	Apr 06, 2022
Instrument	13987
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 DOVER ST, MONROE, NC 28110-2657

Mortgage

Document Number	0000013988
Date	Apr 14, 2022
Instrument	13988

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1512 DOVER ST, MONROE, NC 28110-2657
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7480220
Date	Oct 01, 2019
Book Page	7480/220
Instrument	0030070

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2039

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1512 DOVER ST, MONROE, NC 28110-2657
Document Number	694296
Book / Page	006942 / 000096
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 DOVER ST MONROE NC 281102657, MONROE, NC 28110-2657

Mortgage

Document Number	694296
Date	May 31, 2017
Book Page	006942/000096
Instrument	15046

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+95.47%)	$217,400 (+143.72%) Land $34,000 Building $183,400	$217,400 (+143.72%) Land $34,000 Building $183,400
2023	$972.00	$89,200 Land $13,900 Building $75,300	$89,200 Land $13,900 Building $75,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ripple Fiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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