1512 Dover Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1512 Dover Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1973
Lot Size	0.176 acres (7,672 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Nov 2017)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Jun 2016 Mortgage Apr 2010 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`3767-341-05-018`

Property Details

APN / Parcel Number

Primary APN	`3767-341-05-018`
Alternative APN	`R0000411`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,880 sqft Heated Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,672 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0000411
Street Address	1512 DOVER RD
City	MONTROSE
State	CO
Zip	81401-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: ENGLISH GARDENS ADDN BLOCK: 5 LOT: 18 S: 34 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	ENGLISH GARDENS ADDN
Legal Block	5
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2008
Census Tract	966402

Owner

Source: Montrose County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2016	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 28, 2010	Deed of Trust, Mortgage · Conventional Mortgage CROSSLINE CAPITAL INC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
May 26, 2026	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 28, 2005	Warranty Deed, Transfer · Line of Credit ADVANCE CAPITAL LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Feb 28, 2005 · Amount on File
Deed Document Number	2017891433
Last Transfer Date	May 21, 2026
Transfer Doc	0000991379
Record Updated	Oct 29, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000876172
Date	Jun 24, 2016
Instrument	876172

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2036

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813302
Date	Apr 28, 2010
Instrument	813302

Lender

Name	CROSSLINE CAPITAL INC
Address	27121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FNTIC, FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000935385
Date	Apr 29, 2021
Instrument	935385

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000920932
Date	May 19, 2020
Instrument	920932

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Recording Date	Jun 10, 2026
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Document Number	0000991837
Instrument Date	May 29, 2026
Instrument	2026991837
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Investor	Possibly a Property Investor

Mortgage

Document Number	0000991837,
Date	Jun 10, 2026
Instrument	2026991837

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTROSE CO
Recording Date	May 26, 2026
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Document Number	0000991379
Instrument Date	May 21, 2026
Instrument	2026991379
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	935385
Date	Apr 29, 2021
Instrument	935385

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	920932
Date	May 19, 2020
Instrument	920932

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Nov 7, 2017
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Document Number	891433
Instrument Date	Nov 6, 2017
Instrument	891433
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1512 DOVER RD, MONTROSE, CO 81401-5134

Mortgage

Document Number	891434
Date	Nov 7, 2017
Instrument	891434

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Change Frequency	5 Years

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 28, 2005
Property Address	1512 DOVER RD, MONTROSE, CO 81401-5134
Document Number	733624
Instrument Date	Feb 25, 2005
Instrument	733624
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1512 DOVER RD, MONTROSE, CO 81401-5134

Mortgage

Document Number	733626
Date	Feb 28, 2005
Instrument	733626

Lender

Name	ADVANCE CAPITAL LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000733625
Date	Feb 28, 2005
Instrument	733625

Lender

Name	ADVANCE CAPITAL LENDING LLC
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+19.31%)	$28,540 (+31.04%)	$404,830 (+24.53%) Land $68,000 Building $336,830
2024	$1,569.00 (+4.6%)	$21,780 (-17.53%) Land $3,150 Building $18,630
2023	$1,500.00	$26,410 Land $3,820 Building $22,590	$325,090 Land $47,040 Building $278,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx, T-Mobile.

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