15118 Prudence Rd, Lewes, DE 19958 Property Records

Sussex County property record for 15118 Prudence Rd, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 2,094 sqft · built 2023
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$737,205 (Dec 2023)
Tax Bill	$1,421 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335-8.00-1442.00`

Property Details

APN / Parcel Number

Primary APN	`335-8.00-1442.00`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	406 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15118 PRUDENCE RD
City	LEWES
State	DE
Zip	19958-4198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	TOWER HILL LOT 252
Legal Subdivision	TOWER HILL
Legal Lot Number	252
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	3
Census Block	3008
Census Tract	50905

Owner

15118 Prudence Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15118 PRUDENCE RD, LEWES, DE 19958-4198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Dec 20, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Jun 21, 2023 · Amount on File
Deed Document Number	202344239
Deed Book / Page	6027 / 136
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	May 14, 2026
Property Address	15118 PRUDENCE RD, LEWES, DE 19958-4198
Document Number	0000018022
Book / Page	24025 / 286
Instrument Date	May 7, 2026
Instrument	202618022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15118 PRUDENCE RD, LEWES, DE 19958-4198
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018022,
Date	May 14, 2026
Book Page	24025/286
Instrument	202618022

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 20, 2023
Property Address	15118 PRUDENCE RD, LEWES, DE 19958-4198
Document Number	0060270136
Book / Page	6027 / 136
Instrument Date	Dec 20, 2023
Instrument	2023000044239
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2499 S DUPONT BLVD, SMYRNA, DE 19977-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15118 PRUDENCE RD, LEWES, DE 19958-4198
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000044240
Date	Dec 20, 2023
Instrument	2023000044240

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 15118 Prudence Rd was $1,421, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2026	$1,421.00 (-0.35%)	$675,500 (-) Land $213,200 Building $462,300
2025	$1,426.00	$675,500 Land $213,200 Building $462,300
2023	$246.00	$10,000 Land $10,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15118 Prudence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15118 Prudence Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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