15115 Pammy Way, Grass Valley, CA 95949 Property Records

Nevada County property record for 15115 Pammy Way, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,741 sqft · built 2004
Lot Size	0.42 acres (18,295 sqft)
Owner	Trust Name on File
Last Sale	$445,000 (Sep 2018)
Tax Bill	$5,668 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-760-026-000`

Property Details

APN / Parcel Number

Primary APN	`020-760-026-000`
Alternative APN	`20-760-26-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,741 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Traditional
Lot Area	18,295 sqft (0.42 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	20-760-26-000
Street Address	15115 PAMMY WAY
City	GRASS VALLEY
State	CA
Zip	95949-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 35 ALTA SIERRA ESTATES #9
Legal Subdivision	ALTA SIERRA ESTATES #9
Legal Lot Number	35
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2008
Census Tract	102

Owner

15115 Pammy Way is owner-occupied and held in a trust since September 2018.

Source: Nevada County records, as of July 16, 2026

Owner of Record	Trust Name on File
Mailing Address	15115 PAMMY WAY, GRASS VALLEY, CA 95949-6525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Sep 28, 2018	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Jun 28, 2004 · Amount on File
Deed Document Number	201819153
Prior Transfer Date	Apr 19, 2001
Prior Transfer Doc	0000028865
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Jul 1, 2026
Property Address	15115 PAMMY WAY, GRASS VALLEY, CA 95949-6525
Document Number	0000010466
Instrument Date	Jun 23, 2026
Instrument	202610466
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	15115 PAMMY WAY, GRASS VALLEY, CA 95949-6525

Mortgage

Document Number	0000010466,
Date	Jul 1, 2026
Instrument	202610466

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15115 PAMMY WAY, GRASS VALLEY, CA 95949-6525
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15115 PAMMY WAY, GRASS VALLEY, CA 95949-6525

Mortgage

Document Number	0000006851
Date	May 30, 2023
Instrument	20230006851

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 28, 2018
Property Address	15115 PAMMY WAY, GRASS VALLEY, CA 95949-6525
Document Number	0000019153
Instrument Date	Sep 26, 2018
Instrument	19153
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15115 PAMMY WAY GRASS VALLEY CA 959496525, GRASS VALLEY, CA 95949-6525

Tax Assessment & Valuation

The 2025 property tax bill for 15115 Pammy Way was $5,668.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,454 (+2%) Land $81,238 Building $435,216
2025	$5,668.00	$506,329 Land $79,646 Building $426,683
2023	$5,412.00 (+0.97%)	$486,669 Land $76,554 Building $410,115	$568,170
2022	$5,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15115 Pammy Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15115 Pammy Way is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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