15115 Carter Loop SE, Yelm, WA 98597 Property Records

Thurston County property record for 15115 Carter Loop SE, Yelm, WA 98597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 2004
Lot Size	0.223 acres (9,706 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2021)
Tax Bill	$2,759 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52920003100`

Property Details

APN / Parcel Number

Primary APN	`52920003100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,162 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,706 sqft (0.223 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	86 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15115 CARTER LOOP SE
City	YELM
State	WA
Zip	98597-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	SECTION 25 TOWNSHIP 17 RANGE 1E QUARTER PT NE4 PLAT HAWKS LANDING LT 31 DOCUMENT 3511261
Legal Range	01E
Legal Township	17
Legal Section	25
Legal Subdivision	HAWKS LANDING
Legal Block	2
Legal Lot Number	31
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA EAST
Census Block Group	2
Census Block	2013
Census Tract	12412

Owner

Source: Thurston County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15115 CARTER LOOP SE, YELM, WA 98597-8574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Document Number	20214896303
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Nov 9, 2021
Property Address	15115 CARTER LOOP SE, YELM, WA 98597-8574
Document Number	0004896303
Map Reference	AF 3511261
Instrument Date	Nov 8, 2021
Instrument	4896303
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE LACEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15115 CARTER LOOP SE, YELM, WA 98597-8574

Mortgage

Document Number	0004896305
Date	Nov 9, 2021
Instrument	4896305

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0004896306
Date	Nov 9, 2021
Instrument	4896306

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Yelm City
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,759.00
2025		$378,500 Land $144,500 Building $234,000	$378,500 Land $144,500 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YELM serves 17,355 people · EPA ID WA5399350
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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