15113 Harbor Ln, Clearlake, CA 95422 Property Records

Lake County property record for 15113 Harbor Ln, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,305 sqft · built 1981
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Last Sale	$267,000 (Oct 2012)
Tax Bill	$4,682 (2026)
Deeds & Mortgages	May 2023 Mortgage Sep 2025 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`040-401-210-000`

Property Details

APN / Parcel Number

Primary APN	`040-401-210-000`
Alternative APN	`040-401-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,305 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Steel Frame
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	040-401-21
Street Address	15113 HARBOR LN
City	CLEARLAKE
State	CA
Zip	95422-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Subdivision	HIGHLANDS HARBOR
Legal Block	2
Legal Lot Number	65
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2010
Census Tract	801

Owner

15113 Harbor Ln is owner-occupied and held in a trust since August 2025.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage JOHN C BUTTS
Sep 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Sep 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ALLIANCE
Aug 27, 2019	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Feb 20, 2019	Affidavit of Death, Transfer OTHER
Feb 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2012 · Amount on File
Deed Sale	Oct 9, 2012 · Amount on File
Deed Document Number	201217078
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000009443
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, DOMA TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SPEERS RD, SANTA ROSA, CA 95409-3123

Mortgage

Document Number	0000005424
Date	May 17, 2023
Instrument	2023005424

Lender

Name	JOHN C BUTTS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2024

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Sep 16, 2025
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Document Number	0000009443
Map Reference	MB 7 PG 104&105
Instrument Date	Aug 26, 2025
Instrument	2025009443
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156

Mortgage

Document Number	0000009444
Date	Sep 16, 2025
Instrument	2025009444

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Sep 16, 2025
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Document Number	0000009445
Map Reference	MB 7 PG 104&105
Instrument Date	Aug 26, 2025
Instrument	2025009445
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156

Mortgage

Document Number	0000009444
Date	Sep 16, 2025
Instrument	2025009444

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Document Number	0000013320
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 9381 SANTA ROSA CA 954051381, SANTA ROSA, CA 95405-1381

Mortgage

Document Number	0000013320
Date	Oct 22, 2019
Instrument	13320

Lender

Name	CAPITAL ALLIANCE
Type	Funding / Finance Company
Address	SAN RAFAEL, CA 94901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.42%

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE CA
Recording Date	Aug 27, 2019
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Document Number	0000010484
Instrument Date	Aug 16, 2019
Instrument	10484
Record Updated	Sep 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 9381 SANTA ROSA CA 954051381, SANTA ROSA, CA 95405-1381

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	Feb 20, 2019
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Document Number	0000002079
Instrument Date	Feb 20, 2019
Instrument	2079
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9381 SANTA ROSA CA 954051381, SANTA ROSA, CA 95405-1381

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Feb 20, 2019
Property Address	15113 HARBOR LN, CLEARLAKE, CA 95422-8156
Document Number	0000002080
Instrument Date	Feb 20, 2019
Instrument	2080
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9381 SANTA ROSA CA 954051381, SANTA ROSA, CA 95405-1381

Tax Assessment & Valuation

The 2026 property tax bill for 15113 Harbor Ln was $4,682, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,682.00 (+2.38%)	$401,883 (+2%) Land $94,197 Building $307,686
2025	$4,573.00	$394,003 Land $92,350 Building $301,653
2023	$4,470.00 (+5.28%)	$378,706 Land $88,765 Building $289,941
2022	$4,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15113 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	27 (1983–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 5 claims Severe Winter Storms And Flooding, Mar 1998 · 10 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15113 Harbor Ln is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Harbor Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures