15112 Watergate Rd, Silver Spring, MD 20905 Property Records

Montgomery County property record for 15112 Watergate Rd, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,714 sqft · built 1975
Lot Size	0.374 acres (16,306 sqft)
Owner	Individual Name on Record
Tax Bill	$6,433 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-00369735`

Property Details

APN / Parcel Number

Primary APN	`05-00369735`
Alternative APN	`00369735`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,587 sqft
Basement Area	345 sqft
Finished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,306 sqft (0.374 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	322 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00369735
Street Address	15112 WATERGATE RD
City	SILVER SPRING
State	MD
Zip	20905-5745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	STONEGATE
Legal Subdivision	STONEGATE
Legal Block	EYE
Legal Lot Number	26
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	701407

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15112 WATERGATE RD, SILVER SPRING, MD 20905-5745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL AREA REALTORS FCU
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL AREA REALTORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2001
Deed Sale	May 18, 2001
Deed Document Number	2001208317
Deed Book / Page	19168 / 158
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15112 WATERGATE RD, SILVER SPRING, MD 20905-5745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0546890142
Date	Aug 4, 2017
Book Page	54689/142

Lender

Name	CAPITAL AREA REALTORS FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 1, 2022

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15112 WATERGATE RD, SILVER SPRING, MD 20905-5745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573210167
Date	Mar 15, 2019
Book Page	57321/167

Lender

Name	CAPITAL AREA REALTORS FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,300 (+5.99%) Land $296,700 Building $288,600	$585,300 (-) Land $296,700 Building $288,600
2025	$6,433.00 (+26.14%)	$552,233 (+13.6%)	$585,300 (+20.41%) Land $296,700 Building $288,600
2023		$486,100 Land $296,700 Building $189,400	$486,100 Land $296,700 Building $189,400
2022	$5,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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