15112 Carpenter Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 15112 Carpenter Rd, Three Oaks, MI 49128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,290 sqft · built 1994
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$3,868 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-0024-0007-01-8

Property Details

APN / Parcel Number

Primary APN07-0024-0007-01-8
Alternative APN
  • 11-07-0024-0007-01-8

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,290 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area43,560 sqft (1 acres)
Lot Dimensions264 ft deep x 165 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address15112 CARPENTER RD
CityTHREE OAKS
StateMI
Zip49128-9587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM 1321.22'S OF E1/4 PST SEC 24 T7S R20W TH S89DEG24'07''W 264'TH S 165'TH N89DEG24'07''E 264'TH N 165'TO POB SURVEY 994/635
Legal Range20W
Legal Township07S
Legal Section24
JurisdictionBERRIEN MI
Township / Civil DivisionCHIKAMING
Census Block Group1
Census Block1074
Census Tract11202

Owner

15112 Carpenter Rd is owned and occupied by an individual who acquired it in October 2014.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address15112 CARPENTER RD, THREE OAKS, MI 49128-9587
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2014
Deed SaleOct 8, 2014
Prior SaleJul 29, 2004
Deed Book / Page3084 / 552
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address15112 CARPENTER RD, THREE OAKS, MI 49128-9587
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03272/1132
DateApr 22, 2020
Book Page3272/1132
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15112 Carpenter Rd was $3,868 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionChikaming Township
Unified School DistrictRiver Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,200$302,400
2025$3,868.00
2023$189,100$378,200
2022$3,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15112 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15112 Carpenter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midwest Energy & Communications
Fiber
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

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