San Bernardino County property record for 15112 Cactus St, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1989 |
| Lot Size | 1 acres (43,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jul 2023) |
| Tax Bill | $5,435 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0409-142-04-0000 |
| Primary APN | 0409-142-04-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,611 sqft |
| 1st Floor Area | 2,128 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 43,995 sqft |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 270 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 15112 CACTUS ST |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4575 LOT 326 TR NO 4575 OLD TRAIL RANCHOS NO 1 LOT 326 EX WTR RTS AND EX 1/2 INT MNL RTS WOSE |
| Legal Subdivision | OLD TRAIL RANCHOS UNIT NO 1 |
| Legal Tract | 4575 |
| Legal Block | 1 |
| Legal Lot Number | 326 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10030 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 15, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Jul 12, 2023 | Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Jan 24, 1997 · Amount on Record |
| Deed Document Number | 2023169775 |
| Last Transfer Date | Jul 11, 2025 |
| Transfer Doc | 0000204106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 15, 2023 |
| Property Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Document Number | 0000199770 |
| Map Reference | MB 56 PG 96-100 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 2023-0199770 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 12, 2023 |
| Property Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Document Number | 0000169775 |
| Map Reference | MB 56 PG 96-100 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-0169775 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Document Number | 0000169776 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-0169776 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 15112 CACTUS ST, HESPERIA, CA 92345-3804 |
| Document Number | 0000406059 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-0406059 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $499,392 (+2%) Land $99,878 Building $399,514 | |
| 2025 | $5,435.00 (+147.5%) Homeowner's exemption | $489,600 (+143.43%) Land $97,920 Building $391,680 |
| 2023 | $2,196.00 (+2.43%) Homeowner's exemption | $201,122 (+2%) Land $28,178 Building $172,944 |
| 2022 | $2,144.00 Homeowner's exemption | $197,178 Land $27,625 Building $169,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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