15110 Ayers Ln, Valley Center, CA 92082 Property Records

San Diego County property record for 15110 Ayers Ln, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Nov 2025)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133-312-79-00`

Property Details

APN / Parcel Number

Primary APN	`133-312-79-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,694 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	108,900 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15110 AYERS LN
City	VALLEY CENTER
State	CA
Zip	92082-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 3 TR 013162
Legal Subdivision	COUNTY/SAN DIEGO #5043
Legal Tract	013162
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3014
Census Tract	19110

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Nov 14, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	2025321288
Prior Transfer Date	Dec 19, 1995
Prior Transfer Doc	0000582741
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2848, VALLEY CENTER, CA 92082-2603

Mortgage

Document Number	0000667685
Date	Sep 22, 2021
Instrument	2021-0667685

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866

Mortgage

Document Number	0000314379
Date	Nov 6, 2025
Instrument	2025-0314379

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Feb 22, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2025
Property Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866
Document Number	0000321288
Map Reference	MAP 13162
Instrument Date	Oct 29, 2025
Instrument	2025-0321288
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866

Mortgage

Document Number	0000321289
Date	Nov 14, 2025
Instrument	2025-0321289

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866
Document Number	0000227325
Instrument Date	May 30, 2018
Instrument	227325
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2848 VALLEY CENTER CA 920822603, VALLEY CENTER, CA 92082-2603

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	15110 AYERS LN, VALLEY CENTER, CA 92082-3866
Document Number	0000227326
Instrument Date	May 30, 2018
Instrument	227326
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2848 VALLEY CENTER CA 920822603, VALLEY CENTER, CA 92082-2603

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$960,000 (+123.99%) Land $357,640 Building $602,360
2025	$4,889.00 (+4.71%) Homeowner's exemption	$428,583 (+4.04%) Land $159,665 Building $268,918
2023	$4,669.00 (+1.85%) Homeowner's exemption	$411,943 Land $153,466 Building $258,477
2022	$4,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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